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1624 Ridge Rd, Birmingham, AL, 35209

5beds
5baths
5,613sqft
$1,299,000
$231price/sqft
$8,405/moest. monthly cost
$336,200/yrincome needed

About This Home

This beautiful home located in the heart of Homewood is the diamond of the season. With large rooms (and lots of closets!) this house offers multiple amenities including two HUGE outdoor spaces with incredible views of Red Mountain. The main level owner’s suite has private bath with walk-in closet, large living room with fireplace, flex room for office, library, or music room, and an entertainment-sized dining room—all with gorgeous hardwood floors and natural lighting. The updated kitchen (laundry room adjacent) has eat-in breakfast area leading to the expansive screened in deck. The second level offers two bedrooms with Jack & Jill Bath and bonus sunroom or play area. Lots of storage with 3 walk-in attic spaces. The lower level comes with a large family room, 2 additional bedrooms, a full bath and complete kitchen that leads out to another gorgeous deck with an outdoor shower for pets and more storage. The adjacent mudroom leads to a 2-car garage with an additional half-bath.

Getting Around

40
WalkingCar-Dependent
0
TransitNo Nearby Transit
15
BikeSomewhat Bikeable

Schools

10/10
10/10
Homewood Middle SchoolGrades 6-80.9 mi
10/10
Homewood High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1947

Materials

  • Foundation: Basement
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Self Cleaning Oven,Double Oven,Refrigerator,Stainless Steel Appliance(s),Stove-Electric,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 2672

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Block,Daylight

Bathroom1

  • Level: First

Bathroom3

  • Level: Basement

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Basement

Bedroom4

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Recessed Lighting,Split Bedroom,High Ceilings,Crown Molding,Smooth Ceilings,Soaking Tub,Linen Closet,Separate Shower,Shared Bath,Split Bedrooms,Tub/Shower Combo,Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Hardwood,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Marble (FIREPL),Masonry,Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: Walk-In,Yes
  • Finished area below ground: 1,866
  • Finished area above ground: 3,747

Heating & Cooling

  • Heating features: 3+ Systems (HEAT),Dual Systems (HEAT),Forced Air,Heat Pump
  • Cooling features: 3+ Systems (COOL),Dual,Electric,Heat Pump

Interior Area

  • Total interior livable area: 5,613 sqft

Kitchen

  • Features: Breakfast Bar,Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Property

Details

  • Parcel number: 29134003130.000
  • Special condition: N/A

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch Screened,Covered (DECK),Open (DECK),Screened (DECK),Deck
  • Exterior features: Lighting
  • Has view: Yes
  • View description: Mountain(s)
  • Waterfront features: No

Lot

  • Lot size: 0.30 Acres
  • Features: Interior Lot,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,568$78,816
Home Insurance *$582$6,984
Property Taxes $627$7,524
Electricity $628$7,536
Total$8,405$100,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$288,171/yr
40% on housing$252,150/yr
45% on housing$224,133/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 35209$205
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35209$301
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$1,299,000
2026-07-01Listed for sale$1,400,000
2019-01-03Listing removed$649,900
2019-01-03Listed for sale$649,900
2018-12-27Sold$659,900
2018-12-03Pending sale$649,900
2018-10-29Price change$649,900
2018-08-16Price change$679,000
2018-06-06Price change$699,000
2018-05-07Price change$719,000
2018-04-13Listed for sale$749,900
2008-06-05Sold$432,000
2008-05-19Listed for sale$448,900
2005-12-15Sold$205,000

For Sale by Agent

AgentMike Lindsay
BrokerageKeller Williams Realty Vestavia

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