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232 Flora St SW, Birmingham, AL, 35211

3beds
1baths
912sqft
$49,900
$55price/sqft
$633/moest. monthly cost
$25,320/yrincome needed

About This Home

Welcome home to this charming 3-bedroom, move-in ready gem nestled in a quiet community. Home backs up to the newly renovated Cooper Green Park and Recreation Center. You'll have direct access to swimming pool, tennis court, baseball fields, picnic pavilions, walking trail, and community events. Perfect for first time home buyers, retirees or singles. Don't miss the opportunity to own this generously priced home, offering comfort, convenience, peace, and incredible value. Less than 20 minutes from the University of Alabama at Birmingham, UAB Hospital, and downtown Birmingham.

Getting Around

3
WalkingCar-Dependent
22
TransitMinimal Transit
5
BikeSomewhat Bikeable

Schools

7/10
2/10
1/10
Wenonah High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Slab
  • Construction materials: Block,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Stove-Electric,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Other,Yes

Basement

  • Area: 0

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • None,Smooth Ceilings,Tub/Shower Combo
  • Flooring: Concrete,Vinyl
  • Attic: Other,Yes
  • Finished area below ground: 0
  • Finished area above ground: 912

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 912 sqft

Kitchen

  • Features: Laminate Counters
  • Level: First

Property

Details

  • Parcel number: 2900163001025.000
  • Special condition: As Is

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 6,098 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $252$3,024
Home Insurance *$117$1,404
Property Taxes $24$288
Electricity $240$2,881
Total$633$7,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,702/yr
40% on housing$18,990/yr
45% on housing$16,880/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$55This listing

vs Other Active Listings

Avg $/sqft

ZIP 35211$60
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35211$70
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$63,900
2026-04-18Pending sale$63,900
2026-02-22Listed for sale$63,900
2026-01-11Listing removed$77,500
2025-12-02Price change$77,500
2025-11-19Price change$85,000
2025-11-12Listed for sale$90,000
2025-10-08Listing removed$895
2025-10-02Pending sale$90,000
2025-09-10Listed for rent$895
2025-08-16Listing removed$895
2025-07-28Listed for rent$895
2025-07-12Listed for sale$90,000
2025-07-12Listing removed$895
2025-07-10Listed for rent$895
2024-09-13Listing removed$895
2024-08-15Listed for rent$895
2024-08-05Listing removed--
2024-07-15Listed for rent$895
2024-04-17Listing removed--
2024-03-13Price change$895
2024-01-17Price change$950
2024-01-06Listed for rent$1,000
2023-10-01Sold$70,000
2023-05-26Sold$64,000
2013-08-30Sold$17,000

For Sale by Agent

AgentCarla Carter
BrokerageKelly Right Real Estate of Ala

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