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412 Pennsylvania Ave, Bangor, PA, 18013

4beds
3baths
3,257sqft
$495,000
$152price/sqft
$3,648/moest. monthly cost
$145,920/yrincome needed

About This Home

CALLING ALL INVESTORS - GREAT LOCATION IN HEART OF ROSETO!! Three legal units in great location! Live in one unit and rent the other two for income or rent all of them. Nicely renovated units offering a spacious two bedroom, and two one bedroom each has their own bath. Convenient to shopping, schools and easy access to major roadways. This brick home offers 3257 square feet and is situated on a corner lot with gas heat, public water and sewer, and three garage spaces (two detached and one attached). Two more bedrooms possible on Unit 1 with borough approval. A quaint and charming community to call home. Make your appointment today.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
6/10
5/10
Bangor Area High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Unknown
  • Year built: 1900

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family,Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Balcony
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total interior livable area: 3,257 sqft

Property

Details

  • Parcel number: D9SE1A 18 1 0128
  • Zoning: R-1
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 0.43 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached,Driveway,Detached,Garage
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$195$2,340
Property Taxes $594$7,128
Electricity $357$4,288
Total$3,648$43,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,074/yr
40% on housing$109,440/yr
45% on housing$97,280/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 18013$171
Northampton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 18013$178
Northampton County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-15Listed for sale$495,000
2026-01-01Listing removed$495,000
2025-10-01Price change$495,000
2025-03-21Listed for sale$550,000
2020-09-30Sold$104,000
2002-12-18Sold$63,860

For Sale by Agent

AgentTerry L. Teel
BrokerageTeel Realty

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