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807 Satterfield Rd, Cleveland, GA, 30528

2beds
3baths
2,304sqft
$340,000
$148price/sqft
$2,602/moest. monthly cost
$104,080/yrincome needed

About This Home

This home is a charming retreat with a lot of character and potential. Whether you're looking for a peaceful mountain escape, a starter home, or a place to retire, this property offers a unique blend of comfort, convenience, and natural beauty. Ranch-style with an above-ground, finished partial basement and an attached one-car garage. 2 bedrooms/2 bathrooms with a 1/2 bath in basement. Ideal for a small family, retirees, or a vacation home. Some updates and features: water heater only 1 year old; dryer practically new at 3 months old; 6-year-old roof with architectural shingles for durability and style; and free-standing ventless gas log fireplace adds cozy ambiance and included is a wall gas heater if you prefer to switch. Wrap-around porch with seasonal views of Pink Mountain and Yonah Mountain-perfect for morning coffee or evening unwinding. Three-sided brick foundation with Hardi-Plank siding above-low maintenance and visually appealing. Quiet setting with easy access to Helen and Cleveland, GA, known for their quaint shops, restaurants, local wineries and mountain charm. No HOA. Being SOLD AS-IS, but with some updating, it could easily become a forever home. MOTIVATED SELLER!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
5/10
8/10
White County High SchoolGrades 9-126.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1999

Materials

  • Roof: Composition
  • Construction materials: Brick,Concrete,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Oven/Range (Combo),Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Bath Finished,Concrete,Daylight,Exterior Entry,Finished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Bookcases,Double Vanity,Separate Shower,Soaking Tub,Walk-In Closet(s)
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Carpet,Hardwood,Tile
  • Attic: Pull Down Stairs
  • Finished area below ground: 896
  • Finished area above ground: 1,408
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Dual,Electric,Heat Pump,Propane
  • Cooling features: Ceiling Fan(s),Central Air,Dual

Interior Area

  • Total structure area: 2,304
  • Total interior livable area: 2,304 sqft

Kitchen

  • Features: Breakfast Area

Property

Details

  • Parcel number: 074 081
  • Special condition: As Is

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Seasonal View
  • Residential vegetation: Wooded

Lot

  • Lot size: 1.35 Acres
  • Features: Level,Private,Sloped

Parking

  • Total spaces: 4
  • Parking features: Attached,Basement,Garage,Parking Pad
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$179$2,148
Property Taxes $481$5,772
Electricity $223$2,686
Total$2,602$31,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,211/yr
40% on housing$78,060/yr
45% on housing$69,386/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 30528$154
White County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 30528
White County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-01Listed for sale$349,900
2026-03-01Listing removed$349,900
2025-11-14Price change$349,900
2025-09-22Price change$355,900
2025-09-04Listed for sale$359,900
2009-03-11Sold$109,900
2006-02-01Sold$156,000

For Sale by Agent

AgentRona F Asman
BrokerageCentury 21 Community Realty

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