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176 Westmoreland Meadows Dr, Cleveland, GA, 30528

3beds
2baths
1,432sqft
$224,900
$157price/sqft
$1,883/moest. monthly cost
$75,320/yrincome needed

About This Home

$5,000 BUYER FLEX INCENTIVE! Renovated in October 2025, this home features vaulted ceilings, luxury vinyl flooring, and a designer kitchen boasting quartz countertops, white cabinetry, and stainless steel appliances (refrigerator included!). The split-bedroom floor plan offers a private primary suite with dual closets, while the airy living room features a cozy fireplace and dual deck access—perfect for entertaining. INVESTOR/MULTI-GEN OPPORTUNITY: The adjacent property (196 Westmoreland) is also available, offering a rare chance for a side-by-side family compound or dual-rental portfolio. FINANCING NOTE: This property has been moved; therefore, it will not qualify for FHA or standard Conventional loans. However, the TITLE IS RETIRED and a SATISFACTORY ENGINEER REPORT IS IN HAND. This is an ideal fit for Cash, VA (PREVIOUSLY VA FINANCED!), or specialized financing through 21st Mortgage. Enjoy the best of Cleveland—just 2 miles to downtown, 3 miles to Yonah Mountain, and minutes from the Unicoi Wine Trail and Helen. Use the $5,000 Seller Flex Money toward closing costs or a rate buy-down and start living the North Georgia dream today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

7/10
5/10
8/10
White County High SchoolGrades 9-126.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1998

Materials

  • Foundation: Concrete Perimeter,Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile,Modular
  • Property subType: Single Family Residence,Residential,Mobile Home

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: Crawl Space

Bedroom

  • Features: Master on Main, Split Bedroom Plan

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Separate Dining Room

Features

  • Double Vanity
  • Flooring: Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Family Room
  • Fireplace: Yes
  • Finished area above ground: 1,432
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,432
  • Total interior livable area: 1,432 sqft

Kitchen

  • Features: Breakfast Bar, Cabinets White, Stone Counters, View to Family Room

Master Bathroom

  • Features: Double Vanity, Shower Only

Master Bedroom

  • Features: Master on Main, Split Bedroom Plan
  • Level: Master on Main, Split Bedroom Plan

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 064A 067
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Front Porch,Rear Porch
  • Exterior features: Private Yard,No Dock
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Neighborhood,Trees/Woods
  • Waterfront features: Creek
  • Waterbody name: None

Lot

  • Lot size: 0.61 Acres
  • Features: Back Yard,Cleared,Creek On Lot,Level,Private,Rectangular Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway,Level Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Lightning
Tornado
Drought
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$118$1,416
Property Taxes $409$4,908
Electricity $219$2,637
Total$1,883$22,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,560/yr
40% on housing$56,490/yr
45% on housing$50,213/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 30528$155
White County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 30528
White County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-01Listed for sale$225,000
2026-03-01Listing removed$225,000
2026-02-28Price change$225,000
2026-02-04Price change$229,000
2025-12-10Price change$239,000
2025-11-16Price change$249,000
2025-10-28Price change$250,000
2025-10-16Listed for sale$265,000
2025-04-11Sold$129,000
2025-03-29Pending sale$139,000
2025-03-18Price change$139,000
2025-03-13Listed for sale$149,000
2025-03-06Listing removed$165,000
2024-09-09Price change$165,000
2024-08-08Price change$175,000
2024-07-19Listed for sale$199,000
2021-08-31Sold$142,000
2021-06-26Pending sale$159,900
2021-06-22Listed for sale$159,900
2020-12-17Sold$20,000
2009-11-06Sold$39,000
2005-01-06Sold$68,900

For Sale by Agent

AgentCHERIE EDMUNDS
BrokerageCentury 21 Results

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