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76 Park St, Commerce, GA, 30529

1beds
1baths
728sqft
$175,000
$240price/sqft
$1,536/moest. monthly cost
$61,440/yrincome needed

About This Home

Welcome to this cozy 1-bedroom, 1-bathroom home located within the city limits of Commerce. Perfect for first-time buyers, professionals, investors, or anyone seeking a convenient, low-maintenance lifestyle, this property offers a comfortable low-maintenance lifestyle. Enjoy easy access to local shops, dining, and community amenities, while still having a private retreat to call your own. Whether you're relaxing in the bright living space or preparing meals in the functional kitchen, this home combines comfort and practicality in a desirable location. Don't miss the opportunity to make this inviting Commerce home yours! Owner has never lived in the home, it was purchased for his mother. **Property being sold As-Is**

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

--
Commerce Primary SchoolGrades PK-20.8 mi
7/10
Commerce Middle SchoolGrades 5-81.5 mi
7/10
Commerce High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1920

Materials

  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator
  • Laundry features: Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Master On Main Level
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 728

Heating & Cooling

  • Heating features: Floor Furnace,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 728
  • Total interior livable area: 728 sqft

Property

Details

  • Parcel number: C15 034

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,098 sqft
  • Features: City Lot

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Cold Wave
Hail
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$85$1,020
Property Taxes $348$4,176
Electricity $219$2,637
Total$1,536$18,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,662/yr
40% on housing$46,080/yr
45% on housing$40,960/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 30529$137
Jackson County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 30529$187
Jackson County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Listed for sale$175,000

For Sale by Agent

AgentCharles E Smith
BrokerageGreen Leaf Realty Firm

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