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690 Lake Vista Dr, Jefferson, GA, 30549

5beds
3baths
2,388sqft
$429,000
$180price/sqft
$2,970/moest. monthly cost
$118,800/yrincome needed

About This Home

Welcome home to this beautiful ranch-style home nestled in a quiet, sidewalk-lined neighborhood in a rural part of Jefferson. Walking through the front door into the foyer, you will find an inviting two-story family room with a cozy stone fireplace. The spacious kitchen features granite countertops, stained cabinetry, a breakfast bar, and plenty of workspace, opening to comfortable living and dining areas. The main level also offers an easy-living layout with the primary suite, including the primary bathroom that features a double vanity, shower, and garden tub, along with two secondary bedrooms and another full bathroom. There is a bonus upstairs area that provides an overlook into the family room, two additional bedrooms, or use them as a flex room or office, and a full bath ideal for guests, remote work, or multi-generational living. Outside, unwind on the welcoming front porch or take advantage of the large, wood privacy-fenced backyard perfect for entertaining, pets, or play. A two-car garage completes this well-rounded home that blends space, comfort, and small-town charm. Enjoy the community amenities, including a peaceful lake for fishing, a playground, and a pavilion perfect for relaxing afternoons and outdoor fun. Don't miss out on seeing everything this home has to offer!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

7/10
7/10
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2016

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Range Hood,Refrigerator
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: None

Bedroom

  • Features: Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Open Concept

Features

  • Cathedral Ceiling(s),Double Vanity,Entrance Foyer,Walk-In Closet(s)
  • Window features: None
  • Flooring: Other
  • Number of fireplaces: 1
  • Fireplace features: Other Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,388
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Ceiling Fan(s),Electric,Heat Pump

Interior Area

  • Total structure area: 2,388
  • Total interior livable area: 2,388 sqft

Kitchen

  • Features: Breakfast Bar, Cabinets Stain, Eat-in Kitchen

Master Bathroom

  • Features: Double Vanity, Separate Tub/Shower, Soaking Tub

Master Bedroom

  • Features: Master on Main
  • Level: Master on Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 083G 064
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Front Porch,Patio
  • Exterior features: Private Yard
  • Spa features: None
  • Fencing: Back Yard,Privacy,Wood
  • Has view: Yes
  • View description: Other
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 0.68 Acres
  • Features: Back Yard,Corner Lot,Front Yard,Level
  • Lot size dimensions: 99x174x236x198

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$183$2,196
Property Taxes $386$4,632
Electricity $232$2,784
Total$2,970$35,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,828/yr
40% on housing$89,100/yr
45% on housing$79,200/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 30549$188
Jackson County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 30549$177
Jackson County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$429,000
2026-02-28Price change$439,000
2026-01-30Listed for sale$450,000
2026-01-19Listing removed$459,900
2025-11-25Price change$459,900
2025-10-04Price change$469,900
2025-09-05Listed for sale$475,000
2016-09-23Sold$189,900
2016-05-23Sold$17,000

For Sale by Agent

AgentKelly Best
BrokerageREMAX Center

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