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48 Chestnut St, Commerce, GA, 30529

2beds
1baths
936sqft
$235,000
$251price/sqft
$1,985/moest. monthly cost
$79,400/yrincome needed

About This Home

Completely updated and move-in ready! This charming 2-bedroom, 1-bath home offers 936 square feet of beautifully updated living space on a spacious 0.33-acre lot just steps from downtown Commerce. Combining modern finishes with classic charm, this home features updated flooring, stainless steel appliances, an updated bathroom, and a bright, welcoming layout that's ready for its next owner. Relax on the inviting covered front porch, the perfect spot for your morning coffee or evening unwind. The freshly painted exterior, metal roof, and mature shade trees provide timeless curb appeal, while the rear deck offers a great space for grilling, entertaining, or enjoying the peaceful backyard. Need extra space? The detached shop/workshop is ideal for hobbies, storage, a home gym, or a workspace, adding versatility that's hard to find at this price point. Located just a short walk from the shops, restaurants, parks, and community events of downtown Commerce, this home offers the perfect blend of small-town charm and convenience. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment property, this home checks all the boxes. Don't miss your opportunity to own this beautifully updated home in one of Commerce's most convenient locations!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
7/10
Commerce Middle SchoolGrades 5-81.5 mi
7/10
Commerce High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1960

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow/Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Oven/Range (Combo),Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Laundry Closet

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Master On Main Level
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 936

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 936
  • Total interior livable area: 936 sqft

Property

Details

  • Parcel number: C11 022

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.33 Acres
  • Features: Level

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Drought
Lightning
Tornado
Cold Wave
Hail
Ice Storm
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$115$1,380
Property Taxes $463$5,556
Electricity $219$2,637
Total$1,985$23,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,057/yr
40% on housing$59,550/yr
45% on housing$52,933/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 30529$135
Jackson County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 30529$187
Jackson County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$235,000
2024-05-03Sold$210,000
2024-04-10Pending sale$209,000
2024-04-01Listed for sale$209,000
2021-04-29Sold$142,500
2021-03-22Price change$144,990
2021-03-20Price change$148,889
2021-03-15Price change$148,990
2021-03-05Listed for sale$149,990
2020-10-14Sold$40,000

For Sale by Agent

AgentWilliam Cofield
BrokerageGreen Leaf Realty Firm

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