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86 Back Trl, Cleveland, GA, 30528

4beds
3baths
2,416sqft
$599,900
$248price/sqft
$4,548/moest. monthly cost
$181,920/yrincome needed

About This Home

Just in time for spring and summer outdoor living/entertaining! Welcome to your Outdoor Living Oasis in North Georgia Wine Country! Nestled on just over an acre of beautifully landscaped land, this 4-bedroom, 3-bath home has been extensively updated with hundreds of thousands of dollars in improvements, seamlessly blending indoor comfort with exceptional outdoor living. The main level features a bright, open floor plan with whitewashed cathedral ceilings, new hardwood floors, and a cozy gas fireplace. The kitchen offers stainless steel appliances and a peaceful front yard view. Two secondary bedrooms and a full bath are also on the main level, along with a laundry room conveniently located next to the spacious primary suite. The finished terrace level includes a private bedroom, kitchenette, and separate entry ideal for guests or multi-generational living. The oversized garage provides additional versatility with a utility sink, second laundry hookup, and wood stove for year-round comfort. Outdoor living shines here with a 25x33 covered deck featuring a tongue-and-groove ceiling and commercial-grade bar, a professionally landscaped backyard with lighting, a shaded patio beneath the deck, and a fire pit overlooking a fully stocked pond. Additional highlights include a whole-house generator, 2024 HVAC, 2023 roof and gutters, 2.5-year-old water heater, freshly painted interior and exterior, circular driveway with dual private entrances, and RV parking. No HOA and a prime location just minutes from top wineries, hiking trails, waterfalls, and the charming town of Helen make this property the perfect opportunity to enjoy the best of North Georgia's outdoor lifestyle. *Some images are virtually staged to show potential.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
5/10
8/10
White County High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2002

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Country,Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater
  • Laundry features: In Basement,Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Driveway Access,Exterior Entry,Finished,Finished Bath,Interior Entry

Bedroom

  • Features: Master on Main, Oversized Master

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Open Concept, Seats 12+

Features

  • Double Vanity,High Ceilings 9 ft Main,High Speed Internet,Recessed Lighting,Vaulted Ceiling(s)
  • Window features: Bay Window(s),Insulated Windows,Window Treatments
  • Flooring: Hardwood,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Family Room,Gas Log
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,416
  • Total interior livable area: 2,416 sqft

Kitchen

  • Features: Cabinets Stain, Country Kitchen, Other Surface Counters, View to Family Room

Master Bathroom

  • Features: Double Vanity, Tub/Shower Combo

Master Bedroom

  • Features: Master on Main, Oversized Master
  • Level: Master on Main, Oversized Master

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 031 004
  • Other equipment: Generator
  • Horse amenities: None

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Deck,Front Porch,Patio,Rear Porch
  • Exterior features: Lighting,Private Yard
  • Spa features: None
  • Fencing: Back Yard,Fenced,Front Yard,Wood
  • Has view: Yes
  • View description: Lake,Rural,Trees/Woods
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Pond
  • Waterbody name: None

Lot

  • Lot size: 1.19 Acres
  • Features: Landscaped,Level,Private,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 8
  • Parking features: Garage,Garage Door Opener,Garage Faces Rear,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$317$3,804
Property Taxes $964$11,568
Electricity $234$2,816
Total$4,548$54,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,931/yr
40% on housing$136,440/yr
45% on housing$121,280/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 30528$152
White County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 30528
White County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-25Listed for sale$649,900
2026-04-05Listing removed$649,900
2025-11-03Listed for sale$649,900
2025-10-27Listing removed$699,900
2025-08-07Price change$699,900
2025-07-18Price change$750,000
2025-06-26Listed for sale$775,000
2022-06-23Sold$132,303

For Sale by Agent

AgentOLGA BUCHKOVSKY, Century 21 Results
BrokerageCentury 21 Results

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