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286 Pine Avenue, Commerce, GA, 30529

2beds
1baths
734sqft
$189,900
$259price/sqft
$1,651/moest. monthly cost
$66,040/yrincome needed

About This Home

Now priced at $199,900 — and if you can close fast with cash, the seller is open to discussing an even better number. This is a motivated seller situation worth a conversation. AND you can get this one with No Money Down if you can qualify for USDA or VA Financing. Welcome to 286 Pine Avenue, where "updated" actually means "completely rebuilt from top to bottom." This 2-bedroom, 1-bathroom home offers the rare opportunity to own a house that feels brand new at an attainable price point. Say goodbye to "builder-grade" materials — this home features stunning quartzite solid countertops and custom real-wood cabinetry in the kitchen along with Stainless Appliances; microwave, fridge, dishwasher, oven stove combo all included in the sale. Durable, high-end LVP flooring flows throughout the living spaces, leading to a beautifully tiled bathroom that adds a touch of luxury to your daily routine. Every major system has been replaced: brand-new roof, HVAC, water heater, electrical, and plumbing. Perfect for first-time buyers or those looking to downsize without the stress of repairs, this low-maintenance home lets you spend your weekends on the massive back deck instead of on a "to-do" list. Located in the highly-rated Commerce School District and just minutes from local dining and shopping, this is turn-key living at its finest. Come see the quality for yourself — and bring your best cash offer.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

--
Commerce Primary SchoolGrades PK-21.4 mi
7/10
Commerce Middle SchoolGrades 5-81.9 mi
7/10
Commerce High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1963

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dishwasher,Electric Water Heater,Microwave,Oven,Range,Refrigerator
  • Laundry features: Laundry Room,Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Breakfast Bar,Main Level Primary
  • Window features: Double Pane Windows
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric,Forced Air,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total interior livable area: 734 sqft

Property

Details

  • Parcel number: C17076
  • Attached to another structure: Yes
  • Zoning: R1
  • Zoning description: Single Family
  • Special condition: Standard

Features

  • Topography of land: Sloping

Lot

  • Lot size: 7,405 sqft
  • Features: City Lot,Interior Lot,Sloped

Parking

  • Parking features: Off Street,Parking Available

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Cold Wave
Hail
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$92$1,104
Property Taxes $380$4,560
Electricity $219$2,637
Total$1,651$19,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,605/yr
40% on housing$49,530/yr
45% on housing$44,026/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 30529$136
Jackson County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 30529$187
Jackson County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$199,900
2026-04-06Price change$207,900
2026-03-04Listed for sale$214,900
2024-08-10Listing removed$50,000
2024-04-03Price change$50,000
2024-03-20Price change$59,000
2023-06-09Pending sale$69,900
2023-05-30Sold$65,000
2023-04-13Price change$69,900
2023-01-31Listed for sale$74,900
2021-07-06Sold$11,000
2014-08-05Sold$1,125

For Sale by Agent

AgentEthan Atkinson
BrokerageGreater and Preferred LLC

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