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120 SW 5th St Unit 207, Des Moines, IA, 50309

1beds
1baths
834sqft
$285,000
$342price/sqft
$3,014/moest. monthly cost
$120,560/yrincome needed

About This Home

Love the nightlife? Crave the energy of downtown living? Then this is the condo you’ve been waiting for! This stylish second-floor corner unit at White Line Lofts offers incredible southeast-facing views, an open floor plan, and an industrial-chic vibe with polished concrete floors and updated lighting. The spacious one-bedroom layout is filled with natural light, making it the perfect place to relax or entertain. Did we mention the views? Storage is plentiful, and the unit includes a dedicated parking space. Residents also enjoy fantastic amenities, including a rooftop terrace with raised garden beds, a fitness center, and low HOA dues. Whether you’re looking for a vibrant place to call home or a low-maintenance lifestyle in the heart of the action, this condo checks all the boxes. Schedule your showing today and experience everything White Line Lofts has to offer!

Getting Around

87
WalkingVery Walkable
62
TransitGood Transit
63
BikeBikeable

Schools

2/10
Walnut Street SchoolGrades PK-50.4 mi
2/10
Callanan Middle SchoolGrades 6-81.9 mi
5/10
Roosevelt High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1913

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle
  • Construction materials: Metal Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Ranch
  • Property subType: Townhouse,Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Dining Area

Heating & Cooling

  • Heating features: Natural Gas,Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 834
  • Total interior livable area: 834 sqft

Property

Details

  • Parcel number: 02002740017000
  • Zoning: DX2

Features

  • Stories: 1
  • Patio & porch: Open,Patio
  • Exterior features: Patio

Lot

  • Features: Rectangular Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hail
Heat Wave
Inland Flooding
Ice Storm
Winter Weather
Cold Wave
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$912$10,944
Property Taxes $540$6,480
Electricity $121$1,452
Total$3,014$36,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,337/yr
40% on housing$90,420/yr
45% on housing$80,373/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$342This listing

vs Other Active Listings

Avg $/sqft

ZIP 50309$194
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50309$70
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$285,000
2021-11-11Sold$230,000
2021-10-11Pending sale$200,000
2021-10-06Listed for sale$200,000
2021-03-24Listing removed--
2017-05-16Sold$139,000
2017-03-01Pending sale$139,000
2017-02-21Listed for sale$139,000
2014-06-26Sold$103,900
2014-02-26Listed for sale$118,900
2013-04-16Listing removed$119,900
2012-09-19Listed for sale$119,900
2012-03-20Listing removed$145,000
2011-05-23Listed for sale$145,000

For Sale by Agent

AgentDawn Edwards
BrokerageRealty ONE Group Impact

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