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434 Milton St, Bethlehem, PA, 18018

2beds
1baths
720sqft
$189,000
$263price/sqft
$1,467/moest. monthly cost
$58,680/yrincome needed

About This Home

Welcome to this charming, low-maintenance 2-bedroom home in desirable Bethlehem! This updated property features new flooring throughout, efficient gas heat, and an inviting eat-in kitchen that’s perfect for everyday living. With very low taxes and affordable upkeep, this home is an excellent opportunity for first-time homebuyers looking to build equity or investors seeking a great addition to their portfolio. Conveniently located near shopping, schools, restaurants, and major highways, this move-in-ready home offers comfort, value, and convenience all in one package

Getting Around

66
WalkingSomewhat Walkable
39
TransitSome Transit
68
BikeBikeable

Schools

4/10
Northeast Middle SchoolGrades 6-80.7 mi
3/10
Liberty High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Unknown
  • Year built: 1920

Materials

  • Roof: Rubber,Rolled/Hot Mop
  • Construction materials: Other

Type & Style

  • Home type: Townhouse
  • Architectural style: Other
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater,Gas Oven,Refrigerator
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Second
  • Dimensions: 14.00 x 10.00

Bedroom

  • Level: Second
  • Dimensions: 14.00 x 10.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 720

Foyer

  • Level: First
  • Dimensions: 7.00 x 6.00

Heating & Cooling

  • Heating features: Baseboard,Gas
  • Cooling features: None

Interior Area

  • Total interior livable area: 720 sqft

Kitchen

  • Level: First
  • Dimensions: 14.00 x 10.00

Living Room

  • Level: First
  • Dimensions: 14.00 x 10.00

Other

  • Level: First
  • Dimensions: 7.00 x 6.00

Property

Details

  • Parcel number: P6NE2D1470204
  • Zoning: Rt-Residential
  • Special condition: None

Features

  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Porch

Lot

  • Lot size: 609.84 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $955$11,460
Home Insurance *$62$744
Property Taxes $226$2,712
Electricity $224$2,692
Total$1,467$17,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,297/yr
40% on housing$44,010/yr
45% on housing$39,120/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 18018$153
Northampton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 18018$220
Northampton County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$189,000
2024-07-26Sold$110,000
2024-07-05Pending sale$125,000
2024-06-26Listed for sale$125,000
2014-02-26Sold$35,000

For Sale by Agent

AgentElias G. Boutros
BrokerageTSB Property

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