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5493 Rose Ridge Ct NE, Rockford, MI, 49341

3beds
3baths
2,719sqft
$675,000
$248price/sqft
$4,095/moest. monthly cost
$163,800/yrincome needed

About This Home

Introducing our new Melrose home in the Villas of Rosewood! Three bedroom, 2.5 bath ranch home. Features cathedral ceilings, main floor primary suite and main floor laundry. Large bright kitchen in an open concept home with a fireplace and dining room attached. Large sunroom with cathedral ceiling and ceiling fan is just off the great room. High end finishes and well thought out space awaits you in this beautiful home.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

8/10
8/10
Rockford High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Daylight,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Center Island
  • Window features: Screens,Insulated Windows
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,020

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,699
  • Total interior livable area: 2,719 sqft

Property

Accessibility

  • Accessibility features: 36 Inch Entrance Door,Covered Entrance,Low Threshold Shower

Details

  • Parcel number: 411106227079
  • Zoning description: residential

Features

  • Stories: 1

Lot

  • Features: Ground Cover

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Kent County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$174$2,088
Property Taxes $212$2,544
Electricity $296$3,558
Total$4,095$49,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,400/yr
40% on housing$122,850/yr
45% on housing$109,200/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 49341$237
Kent County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 49341$225
Kent County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-18Listed for sale$675,000
2018-07-31Listing removed$53,000
2018-02-15Listed for sale$53,000

New Construction

AgentKristy Lecceadone
BrokerageSable Realty LLC

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