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110 Laura Ln, Galena, MD, 21635

4beds
2baths
2,950sqft
$449,000
$152price/sqft
$3,193/moest. monthly cost
$127,720/yrincome needed

About This Home

Better than new and move-in ready! This stunning custom-built ranch, completed in 2020, offers the perfect blend of modern design, quality craftsmanship, and peaceful surroundings. Situated on a quiet cul-de-sac in the town of Galena, Maryland with town water/sewer/trash. Galena offers small-town charm with convenient access to Middletown, Chestertown, the Sassafras River, and the Chesapeake Bay. This 4-bedroom, 2-bath home sits on a .36-acre lot with mature woods behind the home, providing exceptional privacy. Inside, you’ll find an open-concept floor plan filled with natural light, soaring vaulted ceilings, recessed lighting throughout, and a cozy gas (propane) fireplace that anchors the spacious living area. A charming window bench with built-in storage overlooks the wooded backyard. The gourmet kitchen features granite countertops, stainless steel appliances, a large center island, subway tile backsplash, and an oversized corner pantry—perfect for entertaining or everyday living. The main level offers three spacious bedrooms, including a luxurious primary suite with a spa-inspired bath featuring a Jacuzzi soaking tub, oversized tiled shower with both rainfall and traditional showerheads, a double vanity, and a large walk in closet tucked away in the master bathroom. Luxury vinyl plank flooring flows throughout the main living areas and master bedroom, with beautiful black and white modern tile flooring in the bathrooms and laundry room. The other two bedrooms on the main level are carpeted. The bright walk-out basement expands your living space with a fourth bedroom or office, large family/rec room, plush carpeting, two oversized windows, abundant natural light, rough-in plumbing for a future full bath, and plenty of unfinished storage and utility space. For added peace of mind, the home is equipped with a full interior fire sprinkler system. Outside, enjoy covered front and rear porches, a newly paved asphalt driveway with a basketball hoop, and an oversized two-car garage. Whether you’re relaxing on the porch or enjoying the peaceful wooded views, this home offers the perfect balance of comfort and convenience. With approximately 1,800 square feet on the main floor in addition to the finished basement providing additional living space with endless opportunities, thoughtful upgrades throughout, and a location in a desirable cul-de-sac, this exceptional home is truly move-in ready and waiting for its next owners. For sale by owner.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

2/10
Galena Elementary SchoolGrades PK-50.5 mi
2/10
Kent County Middle SchoolGrades 6-813.3 mi
5/10
Kent County High SchoolGrades 9-1212.3 mi

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat pump
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,950 sqft

Property

Details

  • Parcel number: 01031058

Features

  • Exterior features: Stone,Vinyl

Lot

  • Lot size: 0.36 Acres

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Drought
Lightning
Strong Wind
Winter Weather
Coastal Flooding
Cold Wave
Hail
Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$204$2,448
Property Taxes $344$4,128
Electricity $375$4,510
Total$3,193$38,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,474/yr
40% on housing$95,790/yr
45% on housing$85,146/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 21635$250
Kent County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 21635
Kent County$226

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$449,000
2026-07-19Listed for sale$449,000
2018-10-10Sold$34,000
2018-05-25Listed for sale$39,900
2016-01-19Sold$32,500
2015-01-13Listing removed$49,900
2014-09-09Price change$49,900
2014-05-23Listed for sale$64,900
2012-03-29Listing removed$499,900
2011-07-02Listed for sale$499,900

For Sale by Owner

AgentProperty Owner

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