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11975 Castle Rock Ct N, Champlin, MN, 55316

5beds
4baths
4,090sqft
$670,000
$164price/sqft
$4,844/moest. monthly cost
$193,760/yrincome needed

About This Home

Welcome to this breathtaking 2020 two-story home, where serene pond views set the scene from nearly every room. The gourmet kitchen boasts granite countertops, a center island, and custom cabinets, while the living room's gas fireplace creates the perfect spot to unwind. A main-floor office, mudroom, and landscaped yard with a deck and sprinkler system add everyday convenience. Upstairs, the primary suite impresses with a spa-like bath, double vanity, walk-in ceramic shower, and a large walk-in closet with built-in organizers. The finished lower level offers a family room, fifth bedroom, and 3/4 ceramic bath. Zone heating and cooling ensure year-round comfort. Located just minutes from Hwy 169, you'll enjoy easy access to shopping, restaurants, and trails. This home truly has it all!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

9/10
8/10
Jackson Middle SchoolGrades 6-81.5 mi

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Age 8 Years or Less
  • Construction materials: Concrete,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Laundry Room,Sink,Upper Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Full,Storage Space,Sump Pump,Tile Shower,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 224
  • Dimensions: 16x14

Bedroom2

  • Level: Upper
  • Area: 165
  • Dimensions: 15x11

Bedroom3

  • Level: Upper
  • Area: 182
  • Dimensions: 13x14

Bedroom4

  • Level: Upper
  • Area: 156
  • Dimensions: 12x13

Bedroom5

  • Level: Lower
  • Area: 143
  • Dimensions: 11x13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 176
  • Dimensions: 16x11

Family Room

  • Level: Lower
  • Area: 620
  • Dimensions: 31x20

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,200
  • Finished area above ground: 2,890

Foyer

  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 4,090
  • Total interior livable area: 4,090 sqft

Kitchen

  • Level: Main
  • Area: 176
  • Dimensions: 11x16

Laundry

  • Level: Upper
  • Area: 42
  • Dimensions: 6x7

Living Room

  • Level: Main
  • Area: 288
  • Dimensions: 18x16

Mud Room

  • Level: Main
  • Area: 66
  • Dimensions: 11x6

Office

  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2912021410093
  • Zoning description: Residential-Single Family
  • Foundation area: 1265

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Composite Decking,Deck,Patio
  • Waterfront features: Pond

Lot

  • Lot size: 0.25 Acres
  • Features: Irregular Lot,Tree Coverage - Light
  • Lot size dimensions: 10967

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Tornado
Strong Wind
Winter Weather

FEMA Declared Disasters in Hennepin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,387$40,644
Home Insurance *$435$5,220
Property Taxes $678$8,136
Electricity $344$4,139
Total$4,844$58,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,080/yr
40% on housing$145,320/yr
45% on housing$129,173/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 55316$160
Hennepin County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 55316$193
Hennepin County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Listed for sale$670,000
2026-07-01Listing removed$680,000
2026-05-29Listed for sale$680,000
2021-07-15Sold$625,000
2021-06-08Pending sale$625,000
2021-06-02Listed for sale$625,000

For Sale by Agent

AgentCaprice W Ayau
BrokerageMy Mobile Agents Realty

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