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2524 Buchanan Ln S, Cambridge, MN, 55008

4beds
3baths
3,487sqft
$549,900
$158price/sqft
$4,245/moest. monthly cost
$169,800/yrincome needed

About This Home

Custom-built Detached Villa by Guidance Homes, Inc., located in the beautiful and highly sought-after Bayview of Bridgewater—an association-maintained community offering low-maintenance living. This is the final new construction home available in the neighborhood. The thoughtfully designed main level features a spacious kitchen with a center island, custom cabinetry, and stainless steel appliances, seamlessly flowing into the dining area and inviting living room highlighted by a stone-surround gas fireplace. Enjoy peaceful mornings and serene nature views of woods and water from the 14’ x 12’ vaulted sunroom, with direct access to a maintenance-free 15’ x 12’ deck—perfect for relaxing or entertaining. The main floor is completed by a private owner’s suite, second bedroom, den or home office, and convenient main floor laundry. The finished walkout lower level offers a generous-sized family room, third and fourth bedrooms with walk-in closets, plus 22’ x 11’ of unfinished storage and a dedicated mechanical room—providing ample space and flexibility. The yard is completely landscaped, including an irrigation system. Immediate possession available. This rare opportunity will not last long—schedule your showing today.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
7/10
Cambridge Middle SchoolGrades 6-81.1 mi
6/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Age 8 Years or Less,Asphalt

Other

  • Builder name: GUIDANCE HOMES INC

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Detached

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 192
  • Dimensions: 12x16

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Bedroom3

  • Level: Lower
  • Area: 168
  • Dimensions: 12x14

Bedroom4

  • Level: Lower
  • Area: 108
  • Dimensions: 9x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Deck

  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Den

  • Level: Main
  • Area: 130
  • Dimensions: 10x13

Dining Room

  • Level: Main
  • Area: 187
  • Dimensions: 17x11

Family Room

  • Level: Lower
  • Area: 342
  • Dimensions: 18x19

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,210
  • Finished area above ground: 1,807

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,487
  • Total interior livable area: 3,487 sqft

Kitchen

  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Laundry

  • Level: Main
  • Area: 99
  • Dimensions: 9x11

Living Room

  • Level: Main
  • Area: 225
  • Dimensions: 15x15

Sun Room

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 151481310
  • Zoning description: Residential-Single Family
  • Foundation area: 1680

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck

Lot

  • Lot size: 5,227 sqft
  • Features: Tree Coverage - Light
  • Lot size dimensions: 57 x 82 x 52 x 94

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Garage Door Opener,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Isanti County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$357$4,284
Property Taxes $814$9,768
Electricity $294$3,529
Total$4,245$50,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,542/yr
40% on housing$127,350/yr
45% on housing$113,200/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 55008$168
Isanti County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 55008$179
Isanti County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$579,900
2026-01-08Listed for sale$589,900
2026-01-06Listing removed$489,900
2025-08-26Listed for sale$489,900
2025-04-01Listing removed$594,900
2024-09-05Listed for sale$594,900
2024-02-29Listing removed$594,900
2024-02-26Listed for sale$594,900
2022-04-01Listing removed--
2022-01-14Price change$499,900
2021-09-13Listed for sale$479,900
2013-09-10Sold$6,900
2013-07-01Sold$54,455
2013-03-22Listed for sale$6,900

New Construction

AgentJaren D. Johnson
BrokerageRE/MAX Synergy

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