72 S River Rd, Elsberry, MO, 63343
About This Home
Welcome to your riverside retreat! Nestled on the scenic Kickapoo chute leading to the Mississippi River, this charming 2-bedroom, 1-bath home sits above the levee — offering peace of mind along with beautiful water views. Enjoy the perfect balance of river access and elevated security while soaking in the tranquil sounds of nature. Features you’ll love: Above the levee — enjoy the benefits of waterfront living without the worry. Private dock on the chute, ready for boating, fishing, or simply relaxing by the water. Close to a public boat ramp — launching your boat, jet ski, or kayak is a breeze. Two comfortable bedrooms and one full bath — ideal for full-time living, a weekend getaway, or a rental opportunity. Peaceful setting with gorgeous views and quick access to the Mississippi’s open waters.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Raised Ranch
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Finished area above ground: 576
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 576
- Total interior livable area: 576 sqft
Property
Details
- Parcel number: 026013003001006000
- Special condition: Standard
Features
- Levels: One
- Has view: Yes
- View description: River
- Water view: River
- On waterfront: Yes
- Waterfront features: Waterfront,River Access
Lot
- Lot size: 0.35 Acres
- Features: Level,Open Lot,Waterfront
- Lot size dimensions: 205 x 75 x 209 x 76
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Hail
- Landslide
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $346 | $4,152 |
| Home Insurance * | $111 | $1,332 |
| Property Taxes | $39 | $468 |
| Electricity | $141 | $1,693 |
| Total | $637 | $7,644 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $68,500 |
| 2026-05-06 | Listing removed | $70,000 |
| 2026-03-09 | Price change | $70,000 |
| 2025-11-08 | Listed for sale | $100,000 |
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