See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

107 Saint Marys Ln, Old Monroe, MO, 63369

5beds
5baths
4,768sqft
$650,000
$136price/sqft
$4,508/moest. monthly cost
$180,320/yrincome needed

About This Home

Huge price improvement! Exceptional one owner, custom home offering approximately 4,768 finished sq. ft. of thoughtfully designed living space across three levels on a picturesque 1-acre corner lot with mature trees, outstanding entertaining areas, and flexible living options. From the moment you enter, you’ll appreciate the impressive two-story foyer, open staircase, and dramatic two-story great room featuring a floor-to-ceiling brick vented gas fireplace. Designed for both everyday living and entertaining, the spacious kitchen includes quartz countertops, a center island with prep sink and disposal, stainless appliances including a Samsung French door refrigerator with dual ice makers and Bosch dishwasher, pantry, abundant workspace, and it opens to the inviting hearth room with cathedral ceiling, vented gas fireplace, casual dining area and Anderson French door to the new (2026) 14x20 composite deck. The main-level primary suite creates a private retreat with vaulted ceilings, elegant architectural details, deck access through another set of Andersen French doors with built-in blinds, a large walk-in closet, and spa-like bath featuring double vanities, garden tub, and separate shower with seat. Additional main-level spaces include a formal dining room with tray ceiling, private den/office with double French door entry and walk-in closet, dedicated laundry room, and a half bath. Upstairs offers three generously sized bedrooms, one with a private bathroom. Each bedroom has a walk-in closet. There is an additional full bathroom, creating comfortable separation of space. The finished walk-out lower level offers exceptional flexibility and could function beautifully for multi-generational living, extended guests, in-law quarters, private work-from-home space, or recreation. Featuring approximately 1,420 finished sq. ft., this level includes a spacious L-shaped family room, kitchenette, office or 5th bedroom with walk-in closet, full bath, dedicated hobby room, abundant natural light from eight full-size windows, French doors leading to the patio, plus extensive unfinished storage space. Outdoor living is equally impressive with a 12 x 20 patio, mature trees, and room to enjoy the peaceful setting. Additional highlights include hardwood flooring, porcelain tile, two vented gas fireplaces, ceiling fans throughout, zoned HVAC, newer (approx. 6-8 yrs. old) main-floor air conditioner, humidifiers on furnaces, security system, water softener, oversized 3-car garage with storage area and floored attic space, permanent vinyl siding with brick front, and new architectural shingled roof (2026). A rare opportunity to own a spacious, well-appointed home with timeless design, modern updates, and versatile living options. Conveniently located with easy access to state highways while still enjoying the space and setting of approximately one acre. For added peace of mind, the seller is offering a 1-year VIP Home Warranty. Don’t miss your opportunity to tour this exceptional property.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

--
7/10
Winfield Middle SchoolGrades 6-84.2 mi
3/10
Winfield High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Concrete Perimeter,Permanent
  • Construction materials: Brick,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Dryer,Microwave,Electric Oven,Electric Range,Refrigerator,Washer,Gas Water Heater,Water Softener

Basement

  • Has basement: Yes
  • Basement: Concrete,Partially Finished,Full,Sleeping Area,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Central Vacuum,Double Vanity,Entrance Foyer,High Ceilings,High Speed Internet,Kitchen Island,Separate Dining,Separate Shower,Solid Surface Countertop(s),Stone Counters,Storage,Tray Ceiling(s),Two Story Entrance Foyer,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Pantry,Workshop/Hobby Area
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas Log,Great Room
  • Fireplace: Yes
  • Finished area below ground: 1,420
  • Finished area above ground: 3,348

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Humidity Control,Zoned

Interior Area

  • Total structure area: 4,768
  • Total interior livable area: 4,768 sqft

Property

Details

  • Parcel number: 212010000000008037
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Lot size: 1.01 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$485$5,820
Property Taxes $373$4,476
Electricity $364$4,369
Total$4,508$54,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,560/yr
40% on housing$135,240/yr
45% on housing$120,213/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 63369$173
Lincoln County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 63369$162
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-16Price change$650,000
2026-06-26Listed for sale$675,000
2025-09-02Listing removed$667,000
2025-08-06Price change$667,000
2025-07-23Price change$679,000
2025-07-08Listed for sale$699,000

For Sale by Agent

AgentRita S Sutton
BrokerageBerkshire Hathaway HomeServices Select Properties

Similar Homes