205 Hillcrest Dr, Elsberry, MO, 63343
About This Home
Adorable 3-bedroom, 1.5-bath split-level home offering comfort, convenience, and recent updates! This well-maintained property features beautiful hardwood floors, an attached garage, and a walk-out basement, providing plenty of storage and functional living space. The fenced backyard is perfect for pets, play, or outdoor entertaining, while mature landscaping adds charm and curb appeal. Major improvements include a new roof installed in 2025, an upgraded electrical panel completed in May 2025, and an HVAC system updated in 2012. Listed "As Is". All appliances stay with the home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1964
Materials
- Roof: Architectural Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Split Level
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Free-Standing Gas Oven
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Partial,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area above ground: 1,194
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,194
- Total interior livable area: 1,194 sqft
Property
Details
- Parcel number: 025016003004016000
- Special condition: Listing As Is
Features
- Levels: One and One Half
- Fencing: Back Yard
Lot
- Lot size: 0.25 Acres
- Features: Back Yard
Parking
- Total spaces: 1
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Hail
- Landslide
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,036 | $12,432 |
| Home Insurance * | $333 | $3,996 |
| Property Taxes | $117 | $1,404 |
| Electricity | $141 | $1,693 |
| Total | $1,627 | $19,524 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Contingent | $204,900 |
| 2026-07-31 | Price change | $204,900 |
| 2026-07-07 | Listed for sale | $209,900 |
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