85 Spring Branch Rd, Troy, MO, 63379
About This Home
Escape to your own private retreat with this one-of-a-kind custom-built home nestled on 3.55 scenic acres. Offering 4 spacious bedrooms and 3 full bathrooms, this property is the perfect blend of peaceful country living and endless potential. Designed with versatility in mind, the home features a full second kitchen in the lower level, making it ideal for multigenerational living, extended guests, or entertaining. Cozy up by the charming wood-burning stove and enjoy the warmth and character it brings to the home. Step outside and experience everything this incredible property has to offer. Spend summer days relaxing by the above-ground pool or enjoy quiet evenings overlooking your own private stocked lake—perfect for fishing, watching wildlife, or simply taking in the breathtaking views. Surrounded by nature and offering exceptional privacy, this property is a rare opportunity to enjoy the tranquility of country living while still having room to make it your own. While the home could benefit from some cosmetic updates, its quality construction and solid bones provide the perfect foundation to create your dream home. If you've been searching for space, privacy, and a truly unique property with unlimited potential, this is one you won't want to miss!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1981
Materials
- Roof: Asphalt
- Construction materials: Cedar,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Humidifier,Microwave,Oven,Refrigerator
- Laundry features: Laundry Closet,Main Level
Basement
- Has basement: Yes
- Basement: Finished,Sleeping Area,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Bar,Breakfast Bar,Eat-in Kitchen,Kitchen/Dining Room Combo,Sunken Living Room
- Door features: Sliding Doors,Storm Door(s)
- Window features: Shutters,Storm Window(s)
- Flooring: Ceramic Tile,Luxury Vinyl,Wood
- Number of fireplaces: 2
- Fireplace features: Electric,Wood Burning Stove
- Fireplace: Yes
- Finished area below ground: 1,386
- Finished area above ground: 1,386
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total structure area: 2,776
- Total interior livable area: 2,776 sqft
Property
Details
- Parcel number: 145022000000030000
- Special condition: Standard
- Other equipment: Farm Equipment
Features
- Levels: One
- Private pool: Yes
- Pool features: Above Ground
- Patio & porch: Deck,Porch
- On waterfront: Yes
- Waterfront features: Lake
- Horses can be raised: Yes
Lot
- Lot size: 3.55 Acres
- Features: Back Yard,Heavy Woods,Pond on Lot,Suitable for Horses,Wooded
Parking
- Total spaces: 2
- Parking features: Attached,Driveway,Oversized
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,351 | $28,212 |
| Home Insurance * | $324 | $3,888 |
| Property Taxes | $267 | $3,204 |
| Electricity | $211 | $2,543 |
| Total | $3,153 | $37,836 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Pending sale | $465,000 |
| 2026-08-03 | Price change | $465,000 |
| 2026-07-23 | Listed for sale | $475,000 |
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