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1629 Lone Pine Dr, Billings, MT, 59101

4beds
3baths
2,080sqft
$435,000
$209price/sqft
$2,815/moest. monthly cost
$112,600/yrincome needed

About This Home

Beautifully maintained ranch-style house in desirable Josephine Crossing. This 4-bedroom, 2.5 bath home features laminate flooring, an inviting gas fireplace and a functional open layout. The finished lower level offers 2 bedrooms, 1 bath, a spacious family room, and large storage room. Enjoy the meticulously landscaped, fully fenced yard with beautiful flowers, and a relaxing patio and spacious covered front porch. An oversized attached 2-car garage and outstanding curb appeal complete this move-in-ready home.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
Elysian SchoolGrades PK-51.3 mi
8/10
Elysian 7-8Grades 6-81.3 mi
5/10
Billings West High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2009

Materials

  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Free-Standing Range,Microwave,Oven,Range
  • Laundry features: Washer Hookup,Dryer Hookup,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Window Treatments
  • Window features: Window Treatments
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,040

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,080 sqft

Property

Details

  • Parcel number: A33922
  • Zoning description: PUD - Planned Unit Development

Features

  • Levels: Two
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Patio
  • Exterior features: Fence,Garden,Sprinkler/Irrigation,Patio,Storage
  • Fencing: Fenced

Lot

  • Lot size: 4,477 sqft
  • Features: Landscaped,Level,Sprinklers In Ground

Parking

  • Total spaces: 2
  • Parking features: Attached,Additional Parking,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Hail
Strong Wind

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance $298$3,576
Property Taxes $167$2,004
Electricity $151$1,812
Total$2,815$33,780

Income You'd Need if You Spent...

35% on housing$96,514/yr
40% on housing$84,450/yr
45% on housing$75,066/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 59101$152
Yellowstone County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 59101$194
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Price change$435,000
2026-06-03Listed for sale$445,000

For Sale by Agent

AgentMaya Burton
BrokerageBerkshire Hathaway HS Floberg

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