1203 Highway J, Troy, MO, 63379
About This Home
FRESHLY UPDATED AND MOVE-IN READY! Step inside to brand-new flooring and fresh interior paint throughout this spacious 4-bedroom, 2-full bath home at 1203 Highway J. Featuring a HUD number and affixed as real property, this home is ready for your financed buyers! Offering a bright, turn-key layout, it delivers the perfect blend of updated living and country privacy, all situated on a private 1-acre lot with NO HOA restrictions!   Outside, the highlight is a massive 4-car detached garage and workshop, ideal for car enthusiasts, tradespeople, hobbyists, or extra equipment storage. Enjoy the freedom of a sprawling yard with endless room to entertain, park your boat or RV, and unwind, all while staying just minutes from local Troy amenities. Whether you need workshop space, room for the family, or a quiet retreat without HOA rules, this move-in ready property is a must-see!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Construction materials: Other
Type & Style
- Home type: MobileManufactured
- Architectural style: Other
- Property subType: Manufactured Home,Single Family Residence
Interior
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 4
Features
- Finished area below ground: 0
- Finished area above ground: 1,216
Heating & Cooling
- Heating features: Forced Air,None
- Cooling features: Central Air,Other
Interior Area
- Total structure area: 1,216
- Total interior livable area: 1,216 sqft
Property
Details
- Parcel number: 195015000000020000
- Special condition: Standard
Features
- Levels: One
Lot
- Lot size: 1 Acres
- Features: Few Trees,Other,Private
Parking
- Total spaces: 4
- Parking features: Off Street
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Tornado
- Hail
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,087 | $13,044 |
| Home Insurance * | $150 | $1,800 |
| Property Taxes | $123 | $1,476 |
| Electricity | $141 | $1,693 |
| Total | $1,501 | $18,012 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Pending sale | $215,000 |
| 2026-07-21 | Listed for sale | $215,000 |
| 2026-07-18 | Listing removed | $199,500 |
| 2026-06-24 | Price change | $199,500 |
| 2026-06-10 | Listed for sale | $210,000 |
| 2013-03-21 | Listing removed | $49,000 |
| 2012-10-10 | Price change | $49,000 |
| 2012-09-18 | Price change | $47,000 |
| 2012-07-24 | Price change | $52,000 |
| 2012-06-01 | Price change | $59,900 |
| 2012-01-17 | Listed for sale | $65,000 |
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