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394 Jacks Rd, Troy, MO, 63379

2beds
2baths
2,280sqft
$315,000
$138price/sqft
$2,166/moest. monthly cost
$86,640/yrincome needed

About This Home

7 acres, no known restrictions + a home you can move right into without renovations, unless you'd choose to! I The road has been chip & sealed, no more gravel :) Welcome home to your 7 acre retreat! No known restrictions. 2bd, 2bth older home. It has had some nice updates, come and walk through to see for yourself. The kitchen is super nice for the cook in the family, There is free standing wood stove for those chilly nights, and a formal dining room that has French doors that lead you out to a perfect patio setting w a fire ring. Outdoors also there is a 30x40 garage (detached). There are sidewalks and patios and so many beautiful flowers. Gardening is easy with the raised beds. Take a look at these pictures. Horses have been kept here in the past, fence just needs a little work, there's a small lean-to for them to shelter, behind the detached. Deer hunters check this out! 4 deer stands are already in place and will stay. The Seller has taken some nice deer out of the woods. There are a couple cute little stick huts built by the Seller in the woods for the kids to explore. He has a path mowed through the back for convenience. 7 acres unrestricted!! Cash/ conventional offers only will be considered. Where else can you find 7 acres and a nice home, where you can pretty much do as you please?

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

6/10
Boone Elementary SchoolGrades K-59.3 mi
6/10
Troy Middle SchoolGrades 6-88.5 mi
6/10
Troy Buchanan High SchoolGrades 9-128.0 mi

Construction

Condition

  • Year built: 1930

Materials

  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,280

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,280
  • Total interior livable area: 2,280 sqft

Property

Details

  • Parcel number: 095022000000009001
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Deck,Front Porch,Patio
  • Fencing: Gate,Partial,Partial Cross
  • Horses can be raised: Yes

Lot

  • Lot size: 7 Acres
  • Features: Pasture,Suitable for Horses,Wooded

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Hail
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$219$2,628
Property Taxes $181$2,172
Electricity $174$2,089
Total$2,166$25,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,262/yr
40% on housing$64,980/yr
45% on housing$57,760/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 63379$243
Lincoln County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 63379$198
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$315,000
2026-06-24Listed for sale$325,000

For Sale by Agent

AgentJackie L Muldoon
BrokerageBlack & Associates, LLC

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