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1 Cedar Lake Ct, Troy, MO, 63379

6beds
4baths
3,995sqft
$670,000
$168price/sqft
$4,544/moest. monthly cost
$181,760/yrincome needed

About This Home

Seller is in the process of painting the interior throughout the home. Please excuse the work in progress and help us work through the finishing touches during showings. Thank you for your patience and understanding.. Please This beautifully maintained 1-1/2 Story sits on a spacious 2.55 acre corner lot and offers the perfect combination of comfort, functionality, and room to entertain. The open-concept floor plan is filled with natural light and features a spacious living room that flows seamlessly into the kitchen and dining area, creating an ideal space for everyday living and gatherings. The primary bedroom provides a private retreat with an en-suite bath, while the additional upper level bedrooms offer flexibility for family, guests, or a home office. The finished lower level is an entertainer's dream! Enjoy a custom bar, dedicated gaming and recreation area, plus two additional bedrooms that provide plenty of space for overnight guests, hobbies, or flexible living arrangements. There's no shortage of room to spread out and make this home your own. Step outside to the generous yard, perfect for summer BBQs, kids, pets, or simply relaxing outdoors. Conveniently located near schools, parks, shopping, restaurants, and easy access to Highway 61, this home offers the ideal blend of small-town charm and everyday convenience. Don't miss your opportunity to own this spacious, move-in ready home with over 3,900 sq. ft. of finished living space and room for everyone!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

6/10
Troy South Middle SchoolGrades 6-82.7 mi
6/10
Troy Buchanan High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Architectural Shingle
  • Construction materials: Brick,Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bathroom2

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 24
  • Dimensions: 6x4

Bathroom3

  • Features: Floor Covering: Ceramic Tile
  • Level: Upper
  • Area: 110
  • Dimensions: 10x11

Bathroom4

  • Features: Floor Covering: Concrete
  • Level: Lower
  • Area: 48
  • Dimensions: 6x8

Bedroom

  • Features: Floor Covering: Concrete
  • Level: Lower
  • Area: 38
  • Dimensions: 19x2

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 210
  • Dimensions: 15x14

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 140
  • Dimensions: 14x10

Bedroom4

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 156
  • Dimensions: 13x12

Bedroom5

  • Features: Floor Covering: Concrete
  • Level: Lower
  • Area: 208
  • Dimensions: 13x16

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 170
  • Dimensions: 17x10

Family Room

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 255
  • Dimensions: 17x15

Family Room

  • Features: Floor Covering: Carpeting
  • Level: Lower
  • Area: 238
  • Dimensions: 17x14

Features

  • Flooring: Carpet,Ceramic Tile,Concrete
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Kitchen
  • Fireplace: Yes
  • Finished area below ground: 902
  • Finished area above ground: 3,093

Hearth Room

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 272
  • Dimensions: 17x16

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 3,995
  • Total interior livable area: 3,995 sqft

Kitchen

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 255
  • Dimensions: 17x15

Laundry

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Laundry

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 35
  • Dimensions: 7x5

Laundry

  • Features: Floor Covering: Ceramic Tile
  • Level: Upper
  • Area: 35
  • Dimensions: 7x5

Primary Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 162
  • Dimensions: 18x9

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 255
  • Dimensions: 17x15

Recreation Room

  • Features: Floor Covering: Concrete
  • Level: Lower
  • Area: 480
  • Dimensions: 30x16

Sitting Room

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 180
  • Dimensions: 12x15

Property

Details

  • Parcel number: 196023000000015012
  • Special condition: Standard

Features

  • Levels: One and One Half

Lot

  • Lot size: 2.55 Acres
  • Features: Back Yard,Corner Lot,Cul-De-Sac,Gentle Sloping

Parking

  • Total spaces: 4
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Winter Weather
Earthquake

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,387$40,644
Home Insurance *$467$5,604
Property Taxes $385$4,620
Electricity $305$3,660
Total$4,544$54,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,794/yr
40% on housing$136,320/yr
45% on housing$121,173/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 63379$242
Lincoln County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 63379$198
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$670,000
2026-07-11Listed for sale$670,000
2015-07-09Sold--
2015-06-02Pending sale$362,500
2015-03-15Price change$362,500
2015-02-02Price change$365,000
2014-12-05Price change$372,500
2014-08-15Price change$387,500
2014-06-16Listed for sale$392,500

For Sale by Agent

AgentTracy L Theede
BrokerageWorth Clark Realty

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