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448 Westridge Dr, Troy, MO, 63379

5beds
3baths
3,834sqft
$695,000
$181price/sqft
$4,690/moest. monthly cost
$187,600/yrincome needed

About This Home

Exceptional Craftsman ranch in Troy’s highly sought-after Westborough Estates, showcasing premium upgrades and standout design throughout with fully finished basement. Basement includes wet bar, living room, 2 bedrooms and a full bath. Striking curb appeal and beautifully maintained landscaping set the tone for this truly one-of-a-kind home. TO BE COMPLETED IN JULY!! The chef’s kitchen is built to impress with quartz countertops, butler’s pantry, oversized island with seating, gas range, and extensive cabinetry—ideal for both entertaining and everyday living. The vaulted living room creates a bright, open centerpiece to the home, while the elegant coffered dining room adds refined character and sophistication. The primary suite offers a coffered ceiling, expansive walk-in closet, and spa-inspired en suite with double vanity, custom tile shower, and private water closet. The finished walk-out basement expands the living space with a wet bar, large recreation room, two spacious bedrooms, a full bath, and generous storage—perfect for guests or entertaining. Outdoor living is elevated with a composite deck overlooking a large, private yard. The oversized 3-car garage provides exceptional space for vehicles, tools, and recreational storage. A rare opportunity in Westborough Estates—this home is a must-see and shown by appointment only.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
Boone Elementary SchoolGrades K-51.9 mi
6/10
Troy Middle SchoolGrades 6-82.9 mi
6/10
Troy Buchanan High SchoolGrades 9-124.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Brick,Stone,Vertical Siding,Vinyl Siding

Other

  • Builder name: K&M Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Bar,Breakfast Bar,Ceiling Fan(s),Chandelier,Coffered Ceiling(s),Custom Cabinetry,Dining/Living Room Combo,Double Vanity,Dry Bar,Entrance Foyer,High Ceilings,Kitchen Island,Kitchen/Dining Room Combo,Open Floorplan,Pantry,Shower,Special Millwork,Track Lighting,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Pantry
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 1,800
  • Finished area above ground: 2,234

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,834
  • Total interior livable area: 3,834 sqft

Property

Details

  • Parcel number: 159032000000002062
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Composite,Deck

Lot

  • Lot size: 0.88 Acres
  • Features: Back Yard,Cleared,Landscaped,Level
  • Lot size dimensions: 54*238*161*238

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$485$5,820
Property Taxes $399$4,788
Electricity $292$3,513
Total$4,690$56,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,800/yr
40% on housing$140,700/yr
45% on housing$125,066/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 63379$242
Lincoln County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 63379$198
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$695,000

New Construction

AgentMark Asaad
BrokerageFast Track Realty, LLC

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