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4052 Summerwood Dr, Billings, MT, 59106

4beds
3baths
3,562sqft
$795,000
$223price/sqft
$5,076/moest. monthly cost
$203,040/yrincome needed

About This Home

Situated in Ironwood Estates, attention to detail and quality craftsmanship takes center stage in this 2009 Parade Home. The kitchen is equipped with high-end appliances & quartz countertops while the open main floor living room allows you to relax next to a gas fireplace. The main level also includes two bedrooms, two bathrooms, & a designated office. The main level primary suite features a spacious closet, jetted soaking tub, & separate tiled shower & water closet. The finished basement offers two more spacious bedrooms, a bathroom and open living area. Step outside onto the covered patio overlooking the fenced backyard, mature trees, walking trails & nearby park. The oversized three-car garage provides ample storage. With an open floor plan great for entertaining & indoor/outdoor living, this home combines comfort & elegance.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Boulder Elementary SchoolGrades PK-53.7 mi
5/10
Ben Steele Middle SchoolGrades 6-82.2 mi
5/10
Billings West High SchoolGrades 9-125.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2009

Materials

  • Roof: Asphalt
  • Construction materials: Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer/Dryer Stacked,Dishwasher,Disposal,Gas Range,Microwave,Oven,Range,Refrigerator
  • Laundry features: Stacked

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Features: Ceiling Fan(s),Closet
  • Level: Main

Bedroom

  • Features: Closet
  • Level: Basement

Bedroom

  • Features: Closet
  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s)
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 1,781

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,562 sqft

Kitchen

  • Features: Quartz Counters,Recessed Lighting,Sink
  • Level: Main

Laundry

  • Features: Sink
  • Level: Main

Living Room

  • Features: Built-in Features,Tray Ceiling(s),Ceiling Fan(s),Fireplace,Recessed Lighting
  • Level: Main

Living Room

  • Features: Recessed Lighting
  • Level: Basement

Master Bedroom

  • Features: Ceiling Fan(s),Recessed Lighting,Walk-In Closet(s)
  • Level: Main

Office

  • Level: Main

Property

Details

  • Parcel number: A31602
  • Zoning description: Suburban Neighborhood Residential

Features

  • Levels: Two
  • Stories: 1
  • Patio & porch: Covered,Deck,Patio
  • Exterior features: Deck,Sprinkler/Irrigation,Patio
  • Fencing: Fenced

Lot

  • Lot size: 0.33 Acres
  • Features: Landscaped,Trees

Parking

  • Total spaces: 3
  • Parking features: Attached,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Lightning
Wildfire
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,019$48,228
Home Insurance $379$4,548
Property Taxes $434$5,208
Electricity $244$2,935
Total$5,076$60,912

Income You'd Need if You Spent...

35% on housing$174,034/yr
40% on housing$152,280/yr
45% on housing$135,360/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 59106$238
Yellowstone County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 59106$219
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-17Price change$795,000
2025-04-17Listed for sale$800,000
2021-09-22Listing removed--
2021-08-18Pending sale$650,000
2021-08-17Contingent$650,000
2021-08-11Listed for sale$650,000
2021-07-15Pending sale$650,000
2021-07-15Contingent$650,000
2021-06-21Price change$650,000
2021-06-14Listed for sale$660,000
2015-08-29Sold--
2015-06-08Price change$478,900
2015-04-21Listed for sale$509,900

For Sale by Agent

AgentHayden Kessler
BrokeragePureWest Real Estate - Billings

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