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320 Wharton St, Philadelphia, PA, 19147

4beds
3baths
2,300sqft
$759,000
$330price/sqft
$5,180/moest. monthly cost
$207,200/yrincome needed

About This Home

Welcome to 320 Wharton Street — a fully renovated Pennsport gem blending classic Philadelphia character with elevated modern luxury. This thoughtfully redesigned home features wide plank oak flooring, soaring ceilings, recessed lighting, sleek black doors, statement chandeliers, and stunning exposed brick feature walls that add warmth and timeless city charm throughout. The open-concept main level flows seamlessly into a designer kitchen featuring custom two-tone cabinetry, quartz countertops, stainless steel appliances, open shelving, gold fixtures, and a pot filler. Just beyond the kitchen, enjoy a private rear patio complete with modern horizontal wood fencing — perfect for grilling, entertaining, or relaxing outdoors. Upstairs, spacious sunlit bedrooms, custom closet space, and beautifully designed bathrooms create a true luxury feel. The primary bath showcases dramatic marble-inspired tile, an oversized glass-enclosed shower, double vanities, and upscale gold hardware, while the additional bathrooms continue the home’s sleek modern aesthetic. The fully finished basement provides exceptional bonus living space ideal for a media room, gym, office, or guest setup, along with additional storage space rarely found in city homes. Topping it all off is an expansive roof deck with sweeping skyline views and endless entertaining potential. Situated on a beautiful Pennsport block, 320 Wharton places you just steps from neighborhood favorites like Jax Steaks Taproom, local cafes, restaurants, parks, shopping, and the waterfront, with quick access to Center City, I-95, and Columbus Boulevard. With a washer and dryer included and a one-year builder warranty for added peace of mind, 320 Wharton Street offers the perfect blend of modern luxury, thoughtful design, and everyday convenience. Don’t miss the opportunity to make this exceptional Pennsport home your own.

Getting Around

91
WalkingWalker's Paradise
62
TransitGood Transit
88
BikeVery Bikeable

Schools

2/10

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Stone
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,300

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,300
  • Total interior livable area: 2,300 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 011216300
  • Zoning: RSA5
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 932 sqft
  • Lot size dimensions: 16.00 x 58.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,837$46,044
Home Insurance *$218$2,616
Property Taxes $873$10,476
Electricity $252$3,028
Total$5,180$62,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,600/yr
40% on housing$155,400/yr
45% on housing$138,133/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$330This listing

vs Other Active Listings

Avg $/sqft

ZIP 19147$282
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19147$579
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Listed for sale$739,000
2026-08-11Listing removed$759,000
2026-07-10Price change$759,000
2026-05-18Listed for sale$769,000

For Sale by Agent

AgentMia Purul
BrokerageKW Empower

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