631 Cross St, Philadelphia, PA, 19147
About This Home
Here’s a polished version of your listing description that keeps the warm neighborhood feel while sounding more professional and inviting: Writing Come discover this quiet block in South Philadelphia, where neighbors truly care and the community charm stands out. This beautifully finished home features 2 spacious bedrooms, 2 full bathrooms, and an additional half bath in the finished basement. Modern finishes can be found throughout the entire house, including durable waterproof flooring that is stylish, low-maintenance, and easy to keep fresh and clean. Don’t let the two-bedroom layout fool you — this home offers a surprisingly comfortable and spacious feel throughout. Enjoy peaceful city living with modern upgrades in a welcoming neighborhood that’s perfect for homeowners seeking both comfort and convenience. Schedule your appointment today and come see this beautiful home for yourself!
Getting Around
Very Walkable
Good Transit
Very BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Permanent
- Construction materials: Masonry
Type & Style
- Home type: Townhouse
- Architectural style: AirLite
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 980
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 980
- Total interior livable area: 980 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 012050800
- Zoning: RSA5
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 628 sqft
- Lot size dimensions: 14.00 x 45.00
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,819 | $21,828 |
| Home Insurance * | $103 | $1,236 |
| Property Taxes | $334 | $4,008 |
| Electricity | $224 | $2,692 |
| Total | $2,480 | $29,760 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $369,000 |
| 2026-02-04 | Listing removed | $369,900 |
| 2026-01-02 | Price change | $369,900 |
| 2025-12-15 | Price change | $369,500 |
| 2025-12-13 | Price change | $369,700 |
| 2025-11-19 | Price change | $369,800 |
| 2025-11-12 | Price change | $369,900 |
| 2025-10-06 | Price change | $375,000 |
| 2025-09-28 | Price change | $389,500 |
| 2025-09-22 | Price change | $389,800 |
| 2025-09-06 | Price change | $389,900 |
| 2025-08-23 | Price change | $389,800 |
| 2025-07-28 | Price change | $389,900 |
| 2025-07-12 | Price change | $399,800 |
| 2025-07-04 | Listed for sale | $399,900 |
| 2025-07-01 | Listing removed | $399,600 |
| 2025-05-20 | Price change | $399,600 |
| 2025-03-29 | Price change | $399,800 |
| 2025-02-11 | Price change | $399,900 |
| 2024-11-14 | Listed for sale | $419,900 |
| 2023-11-29 | Sold | $170,000 |
| 2023-10-09 | Pending sale | $195,000 |
| 2023-06-16 | Listed for sale | $195,000 |
| 2002-12-27 | Sold | $25,000 |
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