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659 N 55th St, Philadelphia, PA, 19131

3beds
2baths
1,158sqft
$209,900
$181price/sqft
$1,565/moest. monthly cost
$62,600/yrincome needed

About This Home

Welcome to 659 N. 55th Street – A Beautifully Renovated Home with Modern Style and Timeless Charm! This move-in-ready 3-bedroom, 1.5-bath home has been thoughtfully renovated and is ready for its next owner. Step inside to find brand-new laminate wood flooring flowing throughout the spacious living room, dining room, and kitchen, creating a warm and inviting atmosphere. The living room serves as the centerpiece of the home, featuring a stunning electric fireplace surrounded by a custom accent wall that adds the perfect touch of modern character. Just beyond, you'll find a beautifully renovated kitchen complete with stylish two-tone shaker cabinetry—wood-tone lower cabinets paired with crisp white upper cabinets—granite countertops, a ceramic tile backsplash, stainless steel appliances, and plenty of workspace for cooking and entertaining. A tastefully updated half bath on the main floor adds convenience for guests. Upstairs, you'll discover three generously sized bedrooms, each featuring brand-new plush carpeting for added comfort. The primary bedroom is highlighted by a custom accent wall that creates a relaxing and stylish retreat. The fully renovated full bathroom boasts a brand-new ceramic tile floor, tiled shower surround, new bathtub, modern vanity, and new commode. The basement offers additional flexible living space with laminate wood flooring and freshly parged walls, providing a clean, partially finished area that's perfect for a family room, home gym, office, or extra storage. To complete the package, this home also features central air conditioning, ensuring year-round comfort. Conveniently located near shopping, dining, public transportation, and major roadways, this beautifully updated home is one you won't want to miss. Schedule your private showing today!

Getting Around

80
WalkingVery Walkable
71
TransitExcellent Transit
72
BikeVery Bikeable

Schools

5/10
GUIDON S BLUFORD EL SCHGrades K-80.4 mi
2/10
Overbrook High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,158

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,158
  • Total interior livable area: 1,158 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 041166300
  • Zoning: RSA5
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 900 sqft
  • Lot size dimensions: 15.00 x 60.00

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Earthquake
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$73$876
Property Taxes $207$2,484
Electricity $224$2,692
Total$1,565$18,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,657/yr
40% on housing$46,950/yr
45% on housing$41,733/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 19131$121
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19131$183
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$209,900
2026-08-01Listing removed$219,900
2026-06-29Listed for sale$219,900
2026-05-11Sold$60,000

For Sale by Agent

AgentRyan Lockstein
BrokerageRosedale Real Estate LLC

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