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5520 Master St, Philadelphia, PA, 19131

4beds
2baths
1,622sqft
$269,000
$166price/sqft
$1,997/moest. monthly cost
$79,880/yrincome needed

About This Home

Welcome to 5520 Master St — a spacious 4‑bedroom, 2‑bath home offering plenty of room and comfort. This property features a large layout, finished basement, and central air, providing convenience and modern living. Located in a high‑demand area close to transportation, shops, and city access, this home is a great fit for anyone seeking space and practicality in West Philadelphia.

Getting Around

71
WalkingVery Walkable
69
TransitGood Transit
68
BikeBikeable

Schools

5/10
GUIDON S BLUFORD EL SCHGrades K-80.2 mi
2/10
Overbrook High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,622

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,622
  • Total interior livable area: 1,622 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 041226400
  • Zoning: RSA5
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1,256 sqft
  • Lot size dimensions: 16.00 x 81.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Earthquake
Tornado
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,360$16,320
Home Insurance *$94$1,128
Property Taxes $319$3,828
Electricity $224$2,692
Total$1,997$23,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,468/yr
40% on housing$59,910/yr
45% on housing$53,253/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 19131$121
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19131$183
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Listed for rent$1,900
2026-07-21Listed for sale$269,000
2023-01-19Listing removed$289,000
2022-07-18Listed for sale$289,000
2021-03-24Listing removed--
2016-04-23Listing removed$19,500
2016-01-25Listed for sale$19,500
2012-09-12Listing removed$18,500
2012-07-31Price change$18,500
2012-07-21Listed for sale$24,900

For Sale by Agent

AgentMs. Madalyn J Eleby
BrokerageOpulent Realty Group LLC

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