5540 W Oxford St, Philadelphia, PA, 19131
About This Home
Welcome to 5540 W Oxford St. A beautifully renovated 3-bedroom, 2.5-bath home offering modern comfort and flexible living space throughout. This move-in ready property features an open and inviting layout with updated finishes, stylish fixtures, and abundant natural light. The spacious main living areas flow seamlessly, perfect for both everyday living and entertaining. The updated kitchen boasts contemporary design and functionality, ideal for any home chef. Upstairs, you’ll find three generously sized bedrooms, including a well-appointed primary suite, along with updated full bathroom. The fully finished basement expands your living space with a large recreational room—perfect for a home theater, gym, or play area—plus an additional room that can easily serve as a 4th bedroom, office, or guest suite. A dedicated laundry area with washer and dryer included adds convenience. Additional highlights include a half bath on the main level, modern upgrades throughout, and versatile space to meet a variety of lifestyle needs. This home offers the perfect blend of style, space, and functionality—don’t miss your opportunity to make it yours!
Getting Around
Very Walkable
Good Transit
BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Foundation: Concrete Perimeter
- Roof: Rubber
- Construction materials: Masonry
Notable Dates
- Major remodel year: 2025
Type & Style
- Home type: Townhouse
- Architectural style: Traditional
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s),Electric Water Heater
- Laundry features: Dryer In Unit,Washer In Unit,Lower Level
Basement
- Level: Lower
Basement
- Has basement: Yes
- Basement: Finished
Bathroom2
- Level: Lower
Bedroom4
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- 2nd Kitchen,Bathroom - Stall Shower,Bathroom - Tub Shower,Ceiling Fan(s),Eat-in Kitchen,Kitchen - Table Space,2 Story Ceilings,Dry Wall
- Flooring: Laminate
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,195
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,195
- Total interior livable area: 1,195 sqft
Recreation Room
- Level: Lower
Property
Accessibility
- Accessibility features: 2+ Access Exits,Accessible Doors,Doors - Swing In,Accessible Entrance
Details
- Parcel number: 041277100
- Zoning: RSA5
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 1,440 sqft
- Lot size dimensions: 15.00 x 96.00
Parking
- Parking features: Public,On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Inland Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance * | $114 | $1,368 |
| Property Taxes | $303 | $3,636 |
| Electricity | $224 | $2,692 |
| Total | $2,284 | $27,408 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $350,000 |
| 2024-09-30 | Sold | $130,000 |
| 2024-09-11 | Pending sale | $145,000 |
| 2024-04-27 | Contingent | $145,000 |
| 2023-12-20 | Listed for sale | $145,000 |
| 2023-09-16 | Listing removed | $165,000 |
| 2023-06-19 | Listed for sale | $165,000 |
| 2008-08-11 | Sold | $3,000 |
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