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303 Spruce St, Philadelphia, PA, 19106

6beds
6baths
3,577sqft
$2,300,000
$643price/sqft
$16,338/moest. monthly cost
$653,520/yrincome needed

About This Home

Welcome to 303 Spruce Street, a grand four bedroom, four and a half bath residence with rare secure two-car off-street parking and a separate two bedroom, one bath apartment. Ideally located on a large corner lot in the true heart of Society Hill, this exceptional home blends historic Philadelphia character with a contemporary feel and highly functional living throughout. The main level welcomes you with soaring ceilings, an open layout, and abundant southern exposure. The expansive sun-drenched living room is centered by a gas fireplace, creating a warm yet modern gathering space that flows effortlessly into the dining and entertaining area. The gourmet kitchen features Viking appliances, granite countertops, a seated island, and a bright breakfast nook. A convenient powder room completes this level, along with access to the private two-car parking. The second floor is dedicated to a luxurious primary suite, featuring a spacious bedroom with a wood-burning fireplace, a walk-in closet, and an oversized spa-like bath complete with double sinks, a stall shower, a sauna, and a Jacuzzi tub. The third level offers two generously sized bedrooms, each with an en-suite bathroom. The top level provides incredible flexibility as a fourth bedroom, office, gym, or den, and it also includes its own bath. This level also includes a large laundry room, additional storage, and access to the roof deck. From the rooftop, take in sweeping city views. You will have the pleasure of watching fireworks on the 4th of July and New Year’s Eve, a truly spectacular experience. A unique quality of this home is the private entrance to its two-bedroom, one-bath apartment with a den. This space is ideal for guests, extended family, or another source of income. Additional highlights include hardwood floors throughout, central air, and a layout that maximizes both flow and livability at every level. Located just steps from some of Philadelphia’s most renowned restaurants, Head House Square, Washington Square, Spruce Street Harbor Park, Penn’s Landing, as well as many famous historical sites. This home offers unparalleled walkability. With easy access to I-95 and Philadelphia International Airport, convenience meets lifestyle in one of the city’s most iconic neighborhoods. This is an incredibly rare opportunity to own a spacious, versatile, and beautifully located home in Society Hill.

Getting Around

97
WalkingWalker's Paradise
96
TransitRider's Paradise
87
BikeVery Bikeable

Schools

10/10
2/10

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Brick/Mortar
  • Roof: Flat
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Disposal,Trash Compactor,Gas Water Heater,Tankless Water Heater
  • Laundry features: Upper Level,In Basement

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Exterior Entry

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Primary Bath(s),Kitchen Island,Sauna,2nd Kitchen,Bathroom - Stall Shower,Eat-in Kitchen,9'+ Ceilings
  • Window features: Replacement,Skylight(s)
  • Flooring: Wood
  • Number of fireplaces: 3
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,577

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,577
  • Total interior livable area: 3,577 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 051139115
  • Zoning: RM1
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Sidewalks,Lighting
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 1,460 sqft
  • Features: Corner Lot
  • Lot size dimensions: 18.00 x 80.00

Parking

  • Total spaces: 2
  • Parking features: On Street,Attached Carport,Off Street
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,630$139,560
Home Insurance *$2,074$24,888
Property Taxes $2,242$26,904
Electricity $392$4,709
Total$16,338$196,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$560,160/yr
40% on housing$490,140/yr
45% on housing$435,680/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$643This listing

vs Other Active Listings

Avg $/sqft

ZIP 19106$338
Philadelphia County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 19106$210
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-16Listed for sale$2,300,000
2024-06-07Listing removed--
2024-05-31Price change$1,600
2024-05-21Price change$1,500
2024-05-16Price change$1,550
2024-04-16Listed for rent$1,600
2023-01-10Listing removed--
2022-12-10Price change$1,450
2022-11-12Price change$1,500
2022-10-29Price change$1,650
2022-09-10Price change$1,700
2022-08-20Price change$1,800
2022-08-15Listed for rent$1,900
2019-04-15Listing removed$1,450
2019-04-09Price change$1,450
2019-03-15Price change$1,500
2019-01-25Listed for rent$1,600
2018-03-03Listing removed$1,650
2017-08-25Listed for rent$1,650
2015-11-05Sold$1,350,000
2015-07-10Price change$1,445,000
2015-05-26Price change$1,450,000
2015-04-16Price change$1,469,000
2015-03-31Listed for sale$1,475,000
2015-02-20Listing removed$1,495,000
2014-10-07Listed for sale$1,495,000
2005-07-06Sold$1,000,000
1997-06-06Sold$291,000
1997-02-25Sold$28,500

For Sale by Agent

AgentNicole Erickson
BrokerageKeller Williams Main Line

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