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1590 S River Road, Beaufort, NC, 28516

2beds
2baths
1,355sqft
$295,000
$218price/sqft
$1,840/moest. monthly cost
$73,600/yrincome needed

About This Home

Tucked away in the charming countryside of South River, this fully furnished cottage offers warmth, character, and a relaxed coastal lifestyle. Rich tones of wooden floors and wood paneling, and abundant natural light create a timeless appeal throughout the home. Sunlight filters through the mature trees and pours into the bay window, creating a bright and inviting living room that feels like home the moment you step inside. The spacious primary bedroom provides a comfortable retreat, complete with a dressing room and convenient half bath. A second bedroom with a walk-in closet offers additional space for guests, family, or a home office. The updated bathroom features a shower and cabinetry that provides excellent storage. A dedicated laundry room adds everyday convenience; while the cozy den features a fireplace* and sliding glass doors that open to a wraparound porch- an ideal place to enjoy your morning coffee, unwind after a day on the water, or simply take in the beautiful surroundings. Outside, the property offers plenty of room to spread out on approximately 0.65 acres, with ample space for boats, trailers, and outdoor hobbies. The detached three-bay garage with workshop is perfect for storing fishing gear, tackling projects, or creating the ultimate workshop. With no HOA and no city taxes, you'll enjoy the freedom to make the property your own. Located directly across the street from a community boat ramp, that operates on the honor system, this home is a wonderful opportunity for boating enthusiasts, anglers, hunters, or anyone seeking a retreat near the water. Whether you're looking for a full-time residence, or a weekend getaway, this property offers endless possibilities. The home is being sold furnished, and appliances convey, making it easy to begin enjoying the South River lifestyle from day one. Property is served by a shared well (shared well agreement available in documents). Being sold as-is, where-is. No septic permit in file. Agents and buyers are encouraged to verify all information including square footage, flood zone, permits, and any other details deemed important. *Unsure if gas logs are operational.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
Beaufort Elementary SchoolGrades PK-516.2 mi
4/10
Beaufort Middle SchoolGrades 6-816.2 mi
8/10
East Carteret High SchoolGrades 9-1212.7 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block,Raised
  • Roof: Shingle
  • Construction materials: Block,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: See Remarks,Water Softener,Washer,Range,Dryer
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Den

  • Level: First

Dining Room

  • Level: First

Features

  • Walk-in Closet(s),Ceiling Fan(s),Furnished,Pantry,Blinds/Shades,Walk-In Closet(s)
  • Flooring: LVT/LVP,Tile,Wood
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,355
  • Total interior livable area: 1,355 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 742401197439000
  • Zoning: res
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Open,Covered,Deck,Wrap Around
  • Exterior features: Outdoor Shower
  • Fencing: None
  • Has view: Yes
  • View description: Canal,River
  • Has water view: Yes
  • Water view: Canal,River
  • Waterfront features: Boat Ramp,Water Access Comm
  • Frontage type: See Remarks
  • Living area range: 1200 - 1399

Lot

  • Lot size: 0.61 Acres
  • Features: Boat Ramp,Water Access Comm
  • Lot size dimensions: see survey

Parking

  • Total spaces: 3
  • Parking features: Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Winter Weather
Lightning
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Carteret County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$60$720
Property Taxes $89$1,068
Electricity $200$2,405
Total$1,840$22,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,085/yr
40% on housing$55,200/yr
45% on housing$49,066/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 28516$265
Carteret County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 28516$241
Carteret County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Contingent$280,000
2026-08-06Price change$280,000
2026-07-24Listed for sale$295,000
2025-07-25Sold$250,000
2025-07-11Pending sale$265,000
2025-07-01Listed for sale$265,000
2022-09-04Listing removed--
2022-02-25Listed for sale$190,000
2021-11-18Listing removed--
2021-08-20Price change$190,000
2021-07-28Price change$210,000
2021-07-24Listed for sale$225,000

For Sale by Agent

AgentSandra Dee Johnson
BrokerageCrystal Coast Realty Group

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