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120 Moore Street, Beaufort, NC, 28516

4beds
3baths
2,264sqft
$1,850,000
$817price/sqft
$10,809/moest. monthly cost
$432,360/yrincome needed

About This Home

Step back in time while enjoying the comforts of modern living in the Historic Adams House, circa 1817. Thoughtfully renovated with great care and respect for its rich history, this remarkable home preserves its historic integrity while offering the conveniences of today. Inside, you'll find original hardwood floors, intricate moldings, and the original banister, showcasing the timeless craftsmanship of a bygone era. Most of the windows have been replaced with thermal glass, carefully selected to maintain the home's authentic historic character while improving energy efficiency. The front door surround retains the original glass and the three kitchen windows are original. The heart of the home is the spacious great room, dining area, and kitchen, creating the perfect space for gourmet meals, family gatherings, or simply relaxing the afternoon away. Designed for both entertaining and everyday living, this inviting space blends historic charm with modern functionality. Outside, the backyard is a true retreat, shaded by magnificent mature oak trees and accented by beautiful flowers and garden spaces. Tucked away in the backyard is a charming detached building that offers endless possibilities--whether you envision a she shed, workshop, art studio, playhouse, or private retreat. Additional updates include an encapsulated crawl space with a dehumidifier, providing added peace of mind and enhanced home maintenance. Located just a short stroll from Beaufort's picturesque waterfront, you'll enjoy easy access to the shops, restaurants, historic sites, and coastal charm that have made Beaufort one of North Carolina's most beloved waterfront communities. This is a rare opportunity to own a beautifully preserved piece of history in an exceptional location.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
77
BikeVery Bikeable

Schools

9/10
4/10
Beaufort Middle SchoolGrades 6-81.5 mi
8/10
East Carteret High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1817

Materials

  • Foundation: Crawl Space
  • Roof: Metal,Composition
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic District
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Vented Exhaust Fan,Washer,Refrigerator,Dryer,Gas Range
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Bookcases,Ceiling Fan(s),Pantry,Eat-in Kitchen
  • Door features: Storm Door(s)
  • Window features: Thermal Windows
  • Flooring: Tile,Wood
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 2,264
  • Total interior livable area: 2,264 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 730617018034000
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Covered,Porch,Front Porch
  • Exterior features: Storm Doors
  • Fencing: Back Yard,Wood
  • Has view: Yes
  • View description: None
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 2200 - 2399

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: 99 x 55 x 99 x 55

Parking

  • Parking features: Concrete,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Winter Weather
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters in Carteret County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,354$112,248
Home Insurance *$379$4,548
Property Taxes $866$10,392
Electricity $210$2,530
Total$10,809$129,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$370,594/yr
40% on housing$324,270/yr
45% on housing$288,240/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$817This listing

vs Other Active Listings

Avg $/sqft

ZIP 28516$244
Carteret County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 28516$241
Carteret County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Contingent$1,850,000
2026-07-29Listed for sale$1,850,000
2019-04-30Sold$315,000
2019-03-05Pending sale$399,999
2019-01-22Listed for sale$399,999
2019-01-18Pending sale$399,999
2019-01-14Listed for sale$399,999

For Sale by Agent

AgentHolland Shepard Group Team
BrokerageKeller Williams Crystal Coast

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