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523 Fairmount Ave, Philadelphia, PA, 19123

5beds
5baths
4,100sqft
$699,900
$171price/sqft
$5,361/moest. monthly cost
$214,440/yrincome needed

About This Home

Step into a rare piece of Philadelphia history at 523 Fairmount Avenue, an exceptional 19th‑century residence built as part of the estate of Stephen Girard—one of the city’s most influential figures and the wealthiest man in America at that time. Set in the heart of Northern Liberties, this home offers a scale, level of renovation, and historic pedigree that are nearly impossible to find at this price point in such a premier location. The original brick façade exudes timeless curb appeal, while inside, the home seamlessly blends preserved architectural character with modern comfort. Five spacious bedrooms, three full baths (including a serene primary suite with soaking tub), and two half baths are spread across four grand floors. High ceilings, rich wood floors, custom millwork, and thoughtfully restored details create an atmosphere that is both warm and sophisticated. A true standout is the expansive rear yard—a lush, private urban retreat rarely found in this neighborhood. Multiple outdoor spaces invite relaxation, gardening, and entertaining. The full finished basement adds even more versatility, perfect for a home gym, media room, office, or playroom. Just steps from acclaimed dining, boutiques, and cultural destinations, this home sits in a neighborhood shaped by William Penn’s original vision and celebrated today for its vibrant energy and architectural charm. 523 Fairmount Avenue is a unique opportunity to own a beautifully restored piece of Philadelphia’s past while enjoying the best of modern city living.

Getting Around

93
WalkingWalker's Paradise
78
TransitExcellent Transit
90
BikeBiker's Paradise

Schools

5/10
General Philip KearnyGrades K-80.0 mi
2/10

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Brick/Mortar
  • Roof: Flat
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Dryer,Double Oven,Oven,Cooktop,Refrigerator,Stainless Steel Appliance(s),Washer,Washer/Dryer Stacked,Gas Water Heater
  • Laundry features: Has Laundry,Upper Level

Basement

  • Area: 750

Basement

  • Has basement: Yes
  • Basement: Partial,Heated,Full,Windows,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Features

  • Soaking Tub,Bathroom - Tub Shower,Bathroom - Stall Shower,Breakfast Area,Combination Dining/Living,Dining Area,Exposed Beams,Open Floorplan,Eat-in Kitchen,Kitchen - Gourmet,Kitchen Island,Walk-In Closet(s),9'+ Ceilings,Beamed Ceilings
  • Flooring: Hardwood,Tile/Brick
  • Finished area below ground: 750
  • Finished area above ground: 3,350

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Multi Units,Electric

Interior Area

  • Total structure area: 4,100
  • Total interior livable area: 4,100 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 056148700
  • Zoning: RSA5
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: None
  • Patio & porch: Deck,Patio,Terrace

Lot

  • Lot size: 1,693 sqft
  • Lot size dimensions: 19.00 x 89.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$710$8,520
Property Taxes $663$7,956
Electricity $449$5,398
Total$5,361$64,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,805/yr
40% on housing$160,830/yr
45% on housing$142,960/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 19123$317
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19123$302
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$775,000
2026-04-09Listed for sale$849,900
2021-03-22Sold$655,000
2021-01-16Price change$695,000
2020-10-26Listed for sale$700,000
1996-12-02Sold$74,000

For Sale by Agent

AgentMichael Scipione
BrokerageColdwell Banker Realty

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