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143 Capn Deck Lane, Cedar Pt, NC, 28584

2beds
1baths
2,048sqft
$699,000
$341price/sqft
$4,064/moest. monthly cost
$162,560/yrincome needed

About This Home

HUGE REDUCTION! Now priced more than $200K below recent appraisal--rare deep-water ICWW opportunity with incredible potential! Ideally located with easy access to Bogue Inlet, Hammocks Beach State Park, and even a quick trip to Ski Beach--this property is a dream for boaters and coastal enthusiasts alike. Tucked away at the end of a private shared path in the charming village of Cedar Point, this home offers privacy, expansive views, and true deep-water access suitable for larger vessels, without the million-dollar price tag. Tax records reflect a 2-bedroom home; however, over the years, multiple additional rooms and baths have been added (no records on file), creating expanded living space and endless possibilities. Dock is in place and, with repairs, can accommodate two boats. Property includes two parcels (PINs: 537417021191000 & 537417022079000), offering added flexibility and future potential. A storage container with a second-story addition and metal roof also conveys--ideal for workshop space, storage, or creative use. Above-ground fuel tank located near the shed (connection unknown). Property is being sold as-is--buyer and agent to verify all information, including permits, measurements, and improvements. Located in the highly sought-after Croatan school district with low Carteret County taxes--this is a unique chance to create your ideal coastal retreat with deep water access.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

10/10
White Oak ElementaryGrades PK-52.8 mi
7/10
Broad Creek Middle SchoolGrades 6-811.5 mi
8/10
Croatan High SchoolGrades 9-129.1 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Crawl Space
  • Roof: Tile
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Refrigerator,Dishwasher,Electric Range
  • Laundry features: In Garage

Basement

  • Basement: None

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Master Downstairs,Walk-in Shower
  • Flooring: Wood,See Remarks

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,048
  • Total interior livable area: 2,048 sqft

Kitchen

  • Level: First

Kitchen

  • Level: First

Living Room

  • Level: First

Loft

  • Level: Third

Loft

  • Level: Third

Sunroom

  • Level: First

Property

Details

  • Parcel number: 537417021191000
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Pool features: None
  • Patio & porch: Open,Covered,Patio,Front Porch
  • Fencing: None
  • Has view: Yes
  • View description: ICW,Sound
  • Has water view: Yes
  • Water view: Sound
  • On waterfront: Yes
  • Waterfront features: Boat Lift,Water Depth 4+,ICW Front,Sound Front
  • Frontage type: ICW Front,Sound Front
  • Living area range: 2000 - 2199

Lot

  • Lot size: 5,227 sqft
  • Features: See Remarks,Boat Slip,Boat Dock,Boat Lift,Water Depth 4+
  • Lot size dimensions: 49 x 105 x 49 x 110

Parking

  • Parking features: Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Coastal Flooding
Lightning
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Carteret County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$137$1,644
Property Taxes $193$2,316
Electricity $200$2,405
Total$4,064$48,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,337/yr
40% on housing$121,920/yr
45% on housing$108,373/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$341This listing

vs Other Active Listings

Avg $/sqft

ZIP 28584$167
Carteret County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28584$216
Carteret County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Price change$699,000
2026-01-23Listed for sale$799,000
2013-01-02Listing removed$849,000
2012-03-22Listed for sale$849,000

For Sale by Agent

AgentCarla F Buckhold
BrokerageBogue Banks Realty, Inc

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