109 Cedar Lane #4, Cedar Pt, NC, 28584
About This Home
Welcome to waterfront living in the heart of Cedar Point! This beautifully updated coastal retreat at 109 Cedar Lane offers stunning marsh and water views, private day dock access, and the relaxed lifestyle buyers dream about along the Crystal Coast. Inside, you'll find a bright and open floor plan featuring updated white cabinetry, granite countertops, stainless steel appliances, recessed lighting, neutral coastal tones, and durable tile flooring throughout. The spacious living and dining areas are filled with natural light and designed for easy entertaining or peaceful everyday living. The generously sized bedroom offers a calming retreat with water views and ample storage, while the updated bathroom features modern fixtures and finishes. Step outside to your covered waterfront patio where you can enjoy morning coffee, evening sunsets, and peaceful coastal breezes year-round. Boating and fishing enthusiasts will love the shared day dock with direct water access, boat ramp, fish cleaning station, and easy access to the Intracoastal Waterway. Whether you're searching for a primary residence, vacation getaway, or investment opportunity, this property offers low-maintenance coastal living just minutes from Emerald Isle beaches, local restaurants, marinas, and shopping. Enjoy waterfront views, coastal charm, and the laid-back lifestyle Cedar Point is known for -- all from your own slice of paradise.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1969
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Brick,Wood Siding,Wood Frame
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Master Downstairs,Ceiling Fan(s)
Heating & Cooling
- Heating features: Wall Furnace,Electric
- Cooling features: Zoned
Interior Area
- Total structure area: 704
- Total interior livable area: 704 sqft
Property
Details
- Parcel number: 536416927939004
- Zoning: R20
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Covered,Patio
- Fencing: None
- Has view: Yes
- View description: Canal,Marsh,Sound,Water
- Has water view: Yes
- Water view: Canal,Marsh,Sound,Water
- On waterfront: Yes
- Waterfront features: Boat Ramp,Canal Front
- Frontage type: Canal Front
- Living area range: 600 - 799
Lot
- Features: Boat Dock,Boat Ramp
Parking
- Parking features: Assigned
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Winter Weather
- Coastal Flooding
- Lightning
- Heat Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Carteret County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,152 | $13,824 |
| Home Insurance * | $44 | $528 |
| Property Taxes | $94 | $1,128 |
| Electricity | $200 | $2,405 |
| Total | $1,490 | $17,880 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Price change | $228,000 |
| 2026-05-28 | Listed for sale | $230,000 |
| 2025-05-09 | Listing removed | $265,000 |
| 2025-02-13 | Price change | $265,000 |
| 2024-11-13 | Listed for sale | $270,000 |
| 2021-03-10 | Listing removed | -- |
| 2020-07-17 | Sold | $126,000 |
| 2020-03-25 | Listed for sale | $135,000 |
| 2020-01-06 | Listing removed | $135,000 |
| 2019-10-20 | Listed for sale | $135,000 |
| 2018-03-16 | Listing removed | $850 |
| 2018-01-24 | Listing removed | $120,000 |
| 2018-01-15 | Listed for sale | $120,000 |
| 2018-01-03 | Listed for rent | $850 |
| 2017-04-30 | Listing removed | $120,000 |
| 2017-04-04 | Listed for sale | $120,000 |
| 2014-08-15 | Sold | $120,000 |
| 2007-09-28 | Sold | $135,000 |
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