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302 Powder Mill Bridge Road, Kingston, NY, 12401

2beds
2baths
1,890sqft
$895,000
$474price/sqft
$6,329/moest. monthly cost
$253,160/yrincome needed

About This Home

Escape to your own private waterfront retreat, where nature, comfort, and convenience come together on 3.6 picturesque acres along the scenic Sawkill Creek. Tucked away in a peaceful wooded setting just minutes from the vibrant Uptown Kingston Stockade District, this exceptional property offers the perfect balance of tranquility and accessibility. Designed to embrace its natural surroundings, this beautifully maintained contemporary home that features soaring cathedral ceilings and a dramatic wall of windows that fills the home with natural light while showcasing breathtaking views of the creek and surrounding landscape. The open-concept living and dining areas flow seamlessly to an expansive deck--an ideal setting for morning coffee, outdoor dining, or entertaining while listening to the gentle sounds of the water. Two bedrooms are generously sized, and the sitting room can potentially be a third bedroom. Two full baths offer comfort and convenience for family and guests alike. A detached two-car garage with a spacious loft adds incredible versatility and possibilities, offering abundant storage, workshop space, home gym, or creative retreat. Outside, the property invites you to experience the best of Hudson Valley living. Wander the wooded acreage, gather around the fire pit under the stars, or enjoy kayaking, fishing, and relaxing along the banks of the Sawkill Creek. Whether you're looking for a full-time residence, a weekend escape, or an investment opportunity, this one-of-a-kind waterfront property delivers a lifestyle that's hard to match.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
Kingston High SchoolGrades 9-125.3 mi
6/10

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Vented Exhaust Fan,Stainless Steel Appliance(s),Refrigerator,Range Hood,Gas Cooktop,Dryer,Dishwasher
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cathedral Ceiling(s),Granite Counters,High Ceilings,Kitchen Island,Storage,Track Lighting,Walk-In Closet(s)
  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,890

Heating & Cooling

  • Heating features: Baseboard,Fireplace(s),Propane
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,890
  • Total interior livable area: 1,890 sqft

Property

Details

  • Parcel number: 39.323
  • Zoning: R
  • Zoning description: Residential

Features

  • Stories: 1
  • Patio & porch: Rear Porch
  • Exterior features: Balcony,Fire Pit,Garden,Private Yard,Storage
  • Fencing: None
  • Has view: Yes
  • View description: Creek/Stream,Panoramic,Trees/Woods,Water
  • Has water view: Yes
  • Water view: Creek/Stream,Water
  • On waterfront: Yes
  • Waterfront features: Stream
  • Waterbody name: Sawkill Creek
  • Frontage type: See Remarks

Lot

  • Lot size: 3.60 Acres
  • Features: Landscaped,Level,Meadow,Private,Views,Wooded

Parking

  • Total spaces: 2
  • Parking features: On Site
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$284$3,408
Property Taxes $1,208$14,496
Electricity $312$3,748
Total$6,329$75,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$216,994/yr
40% on housing$189,870/yr
45% on housing$168,773/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$474This listing

vs Other Active Listings

Avg $/sqft

ZIP 12401$256
Ulster County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12401$270
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$825,000
2026-07-17Listed for sale$895,000
2007-12-27Sold$62,500

For Sale by Agent

AgentAmy Hawks
BrokerageBerardi Realty

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