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1128 Oneil St, Philadelphia, PA, 19123

2beds
2baths
912sqft
$310,000
$340price/sqft
$2,408/moest. monthly cost
$96,320/yrincome needed

About This Home

Welcome to the heart of Northern Liberties, where city living meets comfort, convenience, and style! Whether you're searching for your first home, a low-maintenance city retreat, or a turnkey investment property, this beautifully updated 2-bedroom, 1.5 bath Trinity checks all the boxes. Step inside to discover a fresh, modern interior featuring recessed lighting, stylish flooring, and a neutral color palette that's ready for your personal touch. The inviting main level offers a bright living room, an updated kitchen, and direct access to your own private fenced patio—perfect for morning coffee, outdoor dining, or relaxing with friends. The second floor features a spacious bedroom and a full bath, while the upper level offers a second private bedroom, ideal for guests, a home office, or roommate living. The semi finished basement includes a half bath and abundant storage space—a rare bonus for city living. Even better, all furnishings are available and negotiable, making this an exceptional move-in-ready opportunity or an easy, fully furnished rental investment. Located in one of Philadelphia's most sought-after neighborhoods, you'll love being just steps from award-winning restaurants, neighborhood cafés, breweries, shopping, grocery stores, fitness studios, and public transportation. Everything Northern Liberties has to offer is right outside your door, and if you own a car, you'll appreciate the surprisingly easy street parking on nearby blocks. Move right in, invest with confidence, or enjoy the vibrant city lifestyle you've been looking for—this Northern Liberties gem is ready to welcome you home.

Getting Around

97
WalkingWalker's Paradise
70
TransitExcellent Transit
95
BikeBiker's Paradise

Schools

8/10
Adaire Alexander SchoolGrades PK-80.5 mi
4/10
Penn Treaty Middle SchoolGrades 6-120.6 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Straight Thru,Trinity
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Main Level

Basement

  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Concrete

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 912

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 912
  • Total interior livable area: 912 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 057030600
  • Zoning: RSA5
  • Special condition: Standard
  • Exclusions: All Furnishings,Tvs However All Negotiable To Make This A Turn Key Property

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Patio

Lot

  • Lot size: 513 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Coastal Flooding
Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$314$3,768
Property Taxes $303$3,636
Electricity $224$2,692
Total$2,408$28,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,560/yr
40% on housing$72,240/yr
45% on housing$64,213/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$340This listing

vs Other Active Listings

Avg $/sqft

ZIP 19123$317
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19123$302
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-28Listed for sale$310,000
2026-03-16Listing removed$2,480
2026-01-15Listed for rent$2,480
2024-09-13Listing removed$1,700
2024-07-20Price change$1,700
2024-07-16Price change$1,880
2024-07-14Price change$1,700
2024-06-27Listed for rent$1,880
2024-06-25Sold$295,000
2024-05-23Listing removed--
2024-05-23Pending sale$295,000
2024-05-19Listed for sale$295,000
2024-05-19Price change$1,550
2024-05-15Price change$1,600
2024-04-24Price change$1,700
2024-04-12Price change$1,800
2024-03-27Price change$1,850
2024-03-10Listed for rent$1,900
2023-09-13Listing removed--
2023-08-30Price change$1,800
2023-07-21Price change$1,899
2023-06-16Listed for rent$1,950
2022-05-23Sold$270,000
2022-04-12Pending sale$279,900
2022-03-30Listed for sale$279,900
2021-08-12Sold$165,000

For Sale by Agent

AgentDiana Flanagan
BrokerageBHHS Fox & Roach - Haddonfield

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