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177 Otway Farm Rd, Beaufort, NC, 28516

2beds
1baths
1,011sqft
$310,000
$307price/sqft
$2,006/moest. monthly cost
$80,240/yrincome needed

About This Home

The house was original built in 1940, but was completely renovated in 2024, down to the the Foundation, All new Electrical, Plumbing, insulation, Windows, Roof, HVAC, Septic System, New Water Pump and Water Soften System. Insurance Company deemed it a 2024 Built Home. All new Kitchen Cabinets and New Appliances, new bathroom. Once you see this house you can see that it is a modern home.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
Smyrna Elementary SchoolGrades PK-81.7 mi
7/10
East Carteret High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Piers
  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Microwave,Range / Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Tile,Laminate

Heating & Cooling

  • Heating features: Heat pump,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,011 sqft

Property

Details

  • Parcel number: 733803309182000

Features

  • Exterior features: Shingle,Vinyl

Lot

  • Lot size: 0.31 Acres

Parking

  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Winter Weather
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Carteret County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$63$756
Property Taxes $176$2,112
Electricity $200$2,405
Total$2,006$24,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,777/yr
40% on housing$60,180/yr
45% on housing$53,493/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$307This listing

vs Other Active Listings

Avg $/sqft

ZIP 28516$265
Carteret County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 28516$241
Carteret County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$319,000
2026-03-20Sold$315,000
2026-02-16Contingent$315,000
2026-02-04Listed for sale$315,000
2025-11-16Listing removed$325,000
2025-10-06Listed for sale$325,000
2025-09-22Contingent$325,000
2025-08-18Price change$325,000
2025-07-02Price change$330,000
2025-05-29Price change$345,000
2025-03-27Listed for sale$350,000
2024-02-08Sold$82,000
2024-01-18Pending sale$119,000
2024-01-18Listed for sale$119,000
2023-12-06Listing removed--
2023-11-02Listed for sale$119,000
2023-10-26Listing removed--
2023-10-24Listed for sale$119,000
2023-10-16Listing removed--
2023-10-15Listed for sale$119,000
2012-04-19Sold$54,000
2012-01-25Price change$45,000
2012-01-20Listed for sale--
2011-09-20Sold$43,011

For Sale by Owner

AgentProperty Owner

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