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74 Beach Road, Stony Point, NY, 10980

4beds
3baths
1,800sqft
$949,000
$527price/sqft
$6,982/moest. monthly cost
$279,280/yrincome needed

About This Home

Experience the tranquility of living 150’ from the water with no main road in between this brand-new home. Thoughtfully designed for comfort and durability, this elevated home site on sturdy stilts, offering peace of mind and maximizing both views and functionality. Inside, you will find spacious, light-filled living areas, cathedral living room, and master bedroom, with high end finishes throughout. The kitchen features stainless steel appliances, custom cabinetry, and an oversized island perfect for entertaining. An open concept layout allows the living and dining spaces to flow seamlessly, showcasing beautiful water views from multiple windows and decks. The primary suite serves as a private getaway with a spa-inspired bathroom, heated floors and towel bar, generous walk-in closet, and direct access to private deck with spectacular views of the river. Three additional bedrooms provide ample flexibility for guests, or a dedicated office. Under the home, enjoy covered parking, extra storage, and additional driveway space, ideal for vehicles, boats, or outdoor equipment. Outside, the low-maintenance yard and peaceful surroundings make it easy to relax, entertain, and take in stunning sunrises and moon rises over the water. With durable construction, thoughtful design, and serene water views, this property offers the ideal blend of comfort, convenience, and Hudson River lifestyle. Located 8 minutes from the Haverstraw/Ossining ferry. Live like you are on vacation every day! Taxes displayed are land only. New tax is TBD per tax assessor and expected to be between 17-20K.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

4/10
4/10
6/10

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Other,Concrete Perimeter,Raised
  • Construction materials: Blown-In Insulation,Energy Star,Other,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Electric Water Heater,ENERGY STAR Qualified Appliances,Exhaust Fan,Gas Oven,Gas Range,Microwave,Oven,Refrigerator,Stainless Steel Appliance(s),Gas Water Heater
  • Laundry features: Washer/Dryer Hookup,Gas Dryer Hookup,Inside,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: See Remarks

Bathroom1

  • Level: Second

Bathroom2

  • Level: Third

Bathroom3

  • Level: Third

Bedroom1

  • Level: Second

Bedroom2

  • Level: Third

Bedroom3

  • Level: Third

Bedroom4

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Second

Features

  • First Floor Bedroom,First Floor Full Bath,Cathedral Ceiling(s),Ceiling Fan(s),Chandelier,Crown Molding,Double Vanity,Eat-in Kitchen,Kitchen Island,Natural Woodwork,Open Floorplan,Open Kitchen,Original Details,Pantry,Primary Bathroom,Quartz/Quartzite Counters,Recessed Lighting,Smart Thermostat,Soaking Tub,Storage,Tray Ceiling(s)
  • Door features: ENERGY STAR Qualified Doors
  • Window features: New Windows,Screens,Skylight(s)
  • Flooring: Ceramic Tile,Combination,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Electric,Family Room
  • Fireplace: Yes
  • Attic: Partially Finished,Pull Stairs,Storage

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Kitchen

  • Level: Second

Laundry

  • Level: Second

Living Room

  • Level: Second

Property

Details

  • Parcel number: 39280001502000010110010000
  • Special condition: None

Features

  • Levels: Three Or More
  • Patio & porch: Covered,Deck
  • Exterior features: Gas Grill,Lighting,Mailbox,Rain Gutters
  • Has view: Yes
  • View description: River,Water
  • Has water view: Yes
  • Water view: River,Water
  • Waterfront features: River Access,Water Access

Lot

  • Lot size: 6,534 sqft
  • Features: Corner Lot,Cul-De-Sac,Views

Parking

  • Total spaces: 8
  • Parking features: Attached,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Rockland County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,798$57,576
Home Insurance *$258$3,096
Property Taxes $1,629$19,548
Electricity $297$3,569
Total$6,982$83,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$239,382/yr
40% on housing$209,460/yr
45% on housing$186,186/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.1%
0.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$527This listing

vs Other Active Listings

Avg $/sqft

ZIP 10980$291
Rockland County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 10980$308
Rockland County$362

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$1,100,000
2026-01-09Listed for sale$1,200,200
2004-09-30Sold$35,000

For Sale by Agent

AgentDerek J. Greene
BrokerageGreene Realty Group

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