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4042 Haverford Ave, Philadelphia, PA, 19104

4beds
3baths
1,580sqft
$450,000
$285price/sqft
$3,655/moest. monthly cost
$146,200/yrincome needed

About This Home

4042 Haverford Ave This charming three‑story brick home is perfectly situated in the heart of University City, one of Philadelphia’s most vibrant, walkable, and rapidly growing neighborhoods. Offering 4 bedrooms, 2.5 bathrooms, and approximately 1,580 square feet of living space across three well‑designed levels, this home provides the comfort, flexibility, and character today’s buyers are seeking. The property features a spacious master suite, offering privacy and comfort with its own dedicated bathroom and generous closet space a standout feature in this location. Step outside and enjoy unmatched convenience you’re just minutes from Drexel University, UPenn, top‑rated dining, coffee shops, parks, and public transportation. Whether you’re commuting, studying, investing, or simply enjoying city life, this location puts everything within reach. Buyer may qualify for up to $28,000 in grant assistance.

Getting Around

74
WalkingVery Walkable
68
TransitGood Transit
98
BikeBiker's Paradise

Schools

5/10
Locke Alain SchoolGrades K-80.5 mi
3/10

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,580

Heating & Cooling

  • Heating features: Forced Air,Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,580
  • Total interior livable area: 1,580 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 061045500
  • Zoning: RM1
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 1,072 sqft
  • Lot size dimensions: 16.00 x 67.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$585$7,020
Property Taxes $571$6,852
Electricity $224$2,692
Total$3,655$43,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,314/yr
40% on housing$109,650/yr
45% on housing$97,466/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 19104$189
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19104$118
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-10Listed for sale$450,000

For Sale by Agent

AgentMs. Madalyn J Eleby
BrokerageOpulent Realty Group LLC

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