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2305 W Fort Macon Road #207, Atlantic Beach, NC, 28512

2beds
2baths
965sqft
$580,000
$601price/sqft
$3,395/moest. monthly cost
$135,800/yrincome needed

About This Home

Very Wonderful OCEANFRONT condo NEWLY RENOVATED & NEWLY FURNISHED and available with those VIEWS, VIEWS, VIEWS you want when you buy at the coast! This unit has New Paint, New Walls, New Smooth Ceilings, New Moldings, New Flooring, New beautiful Furniture and more, and this unit has that sought after open floor plan that you want with the living room, dining, & kitchen areas together for enjoying your family, entertaining and enjoying your beautiful oceanfront views. This condo has those exceptional oceanfront views from the principal suite. There is an additional bedroom suite, updated kitchen, updated bathrooms, and more. Community features oceanside pool, easy beach access for those wonderful walks along the ocean, clubhouse, community improvements & updates, and more! Great Primary home, Great Second home, Great Investment Property!! Unit has new oceanfront glass sliders in living room and principal bedroom(2024).

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

8/10
3/10
West Carteret High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Slab
  • Roof: Flat
  • Construction materials: Concrete,Fiber Cement,Steel Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Oven,Washer,Refrigerator,Dryer,Dishwasher
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Master Downstairs,Kitchen Island,Elevator
  • Flooring: LVT/LVP,Tile

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 965
  • Total interior livable area: 965 sqft

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 636520829322207
  • Zoning: MHI
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Balcony
  • Fencing: None
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean
  • On waterfront: Yes
  • Waterfront features: Ocean Front
  • Frontage type: Oceanfront
  • Living area range: 800 - 999

Lot

  • Features: Ocean Side

Parking

  • Parking features: Parking Lot,On Site,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Lightning
Tsunami

FEMA Declared Disasters in Carteret County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance *$64$768
Property Taxes $199$2,388
Electricity $200$2,405
Total$3,395$40,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,400/yr
40% on housing$101,850/yr
45% on housing$90,533/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$601This listing

vs Other Active Listings

Avg $/sqft

ZIP 28512$328
Carteret County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28512$522
Carteret County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-03Price change$580,000
2025-04-04Listed for sale$565,000

For Sale by Agent

AgentPamela W Bird
BrokerageAl Williams Properties

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