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104 Old River Road, Beaufort, NC, 28516

2beds
3baths
2,328sqft
$379,500
$163price/sqft
$2,410/moest. monthly cost
$96,400/yrincome needed

About This Home

Tucked away at the end of the long gravel driveway, Lucky Ducks Lodge is a charming two-bedroom ranch style home offering the perfect blend of privacy, comfort, and versatility, all set on 11 acres. Surrounded by peaceful trees, the setting feels like a private retreat. Inside, the main home features one bedroom, a flex room, two full baths, laundry room/office and an inviting open-concept layout connecting the living, dining, and kitchen areas - ideal for everyday living and entertaining. A separate suite area complete with its own living, eat in kitchen, full bath and bedroom has excellent potential for an in-law suite, guest quarters, or rental space. A large, detached workshop adds even more functionality, providing ample space for tools, hobbies, or outdoor gear. Enjoy the serenity of nature, room to roam, and endless possibilities while still having a functional floor plan designed for today's lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
Smyrna Elementary SchoolGrades PK-84.2 mi
7/10
East Carteret High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Dishwasher
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bathroom3

  • Level: Main

Bedroom1

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Level: Main

Dining Room

  • Level: Main

Features

  • Master Downstairs,Kitchen Island,2nd Kitchen,Apt/Suite,Ceiling Fan(s),Blinds/Shades,Gas Log
  • Flooring: Carpet,Wood
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,328
  • Total interior livable area: 2,328 sqft

Kitchen

  • Level: Main

Kitchen

  • Level: Main

Living Room

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Office

  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 732801279536000
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Front Porch
  • Exterior features: None
  • Fencing: Partial
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • Waterfront features: None,Pond
  • Frontage type: Pond Front
  • Living area range: 2200 - 2399

Lot

  • Lot size: 11.19 Acres
  • Features: Pond on Lot
  • Lot size dimensions: Refer to GIS Map under documents

Parking

  • Parking features: Shared Driveway,See Remarks,On Site
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Winter Weather
Lightning
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Carteret County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,918$23,016
Home Insurance *$77$924
Property Taxes $199$2,388
Electricity $216$2,601
Total$2,410$28,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,628/yr
40% on housing$72,300/yr
45% on housing$64,266/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 28516$264
Carteret County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 28516$241
Carteret County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Listed for sale$399,500
2023-07-29Listing removed--
2023-05-12Price change$424,900
2023-04-03Listed for sale$445,900

For Sale by Agent

AgentDebra McClellan
BrokerageColdwell Banker Sea Coast AB

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