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146 Michael Drive, Delanson, NY, 12053

3beds
2baths
1,245sqft
$375,000
$301price/sqft
$2,939/moest. monthly cost
$117,560/yrincome needed

About This Home

Welcome to The Twinhomes at Toad Hollow, a new modular home community in Delanson, NY. These thoughtfully designed single-family attached residences combine modern style, energy efficiency, and lasting quality in a peaceful setting close to everyday conveniences. New construction to-be-built. Featuring the Joshua Floor Plan, a 3-bed, 2-bath ranch-style home with an open layout and attached garage. The kitchen includes quartz countertops, Fabuwood cabinets with soft-close doors, a kitchen island, and stainless steel appliances. LVT flooring runs through the main living areas, with carpeted bedrooms for comfort. Both full baths feature cultured marble vanities, Delta fixtures, and full-width mirrors. A full basement with egress provides potential for additional living space. Broker is owner. Photos are virtually staged.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
6/10
Duanesburg High SchoolGrades 7-120.4 mi

Construction

Condition

  • New construction: Yes

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle,Asphalt
  • Construction materials: Stone,Vinyl Siding

Other

  • Builder model: Joshua

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Water Heater,Microwave,Range
  • Laundry features: Electric Dryer Hookup,Laundry Closet,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Unfinished

Bedroom

  • Level: First
  • Area: 108
  • Dimensions: 10.80 x 10.00

Bedroom

  • Level: First
  • Area: 1011.21
  • Dimensions: 91.10 x 11.10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 97.65
  • Dimensions: 10.50 x 9.30

Features

  • High Speed Internet,Walk-In Closet(s),Kitchen Island
  • Window features: Low Emissivity Windows,Screens,Egress Window
  • Flooring: Vinyl,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,245

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,245
  • Total interior livable area: 1,245 sqft

Kitchen

  • Level: First
  • Area: 138.6
  • Dimensions: 10.50 x 13.20

Living Room

  • Level: First
  • Area: 183.48
  • Dimensions: 13.90 x 13.20

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First
  • Area: 130
  • Dimensions: 13.00 x 10.00

Property

Details

  • Parcel number: 66.6118

Features

  • Patio & porch: Covered,Front Porch
  • Exterior features: Lighting

Lot

  • Lot size: 10,018 sqft
  • Features: Level,Cleared,Landscaped

Parking

  • Total spaces: 3
  • Parking features: Paved,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$135$1,620
Property Taxes $662$7,944
Electricity $246$2,954
Total$2,939$35,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,765/yr
40% on housing$88,170/yr
45% on housing$78,373/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 12053$291
Schenectady County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12053$199
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$375,000
2026-01-27Listing removed$349,999
2026-01-19Listed for sale$349,999
2026-01-19Listing removed$349,999
2025-10-17Listed for sale$349,999

New Construction

AgentSarah Itterman
BrokerageSterling Real Estate Group

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