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138 Yacht Club Drive, Newport, NC, 28570

4beds
3baths
2,922sqft
$779,000
$267price/sqft
$4,591/moest. monthly cost
$183,640/yrincome needed

About This Home

Live the coastal lifestyle you've been dreaming of on the Crystal Coast! This beautifully updated, move-in ready home in the gated community of Bogue Sound Yacht Club offers 4 bedrooms, 2.5 baths, a large bonus room, oversized garage, and one incredible bonus -- assigned Boat Slip #3 featuring a new lift, plus access to the sound-front marina, boat ramp, and community gazebo. Perfectly situated off Hwy 24, this home provides easy access to all the shopping, dining, beaches, and attractions the Crystal Coast has to offer. Inside, you'll find spacious and inviting living areas designed for both everyday comfort and entertaining. The open-concept living room overlooks the updated kitchen, dining area, and expansive back deck, creating the ideal gathering space. The large owner's suite features a private sitting area, en-suite bath, and convenient laundry chute. A main-floor office/flex room offers endless possibilities for working from home, hobbies, or additional guest space. Generously sized guest bedrooms provide comfort for family and visitors alike. Step outside to enjoy the oversized fenced backyard complete with a huge new deck and fire pit -- perfect for relaxing evenings and outdoor entertaining. The double driveway and oversized garage provide plenty of parking and storage for vehicles, boats, and gear. Don't miss this rare opportunity to own a coastal home with private boating amenities in one of the Crystal Coast's most desirable gated communities. Schedule your showing today!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

10/10
7/10
9/10
Croatan High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Crawl Space
  • Roof: Shingle,Composition
  • Construction materials: Brick Veneer,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Mini Refrigerator,Built-In Microwave,Washer,Refrigerator,Dryer,Dishwasher,Gas Range
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second

Dining Room

  • Level: First

Features

  • Kitchen Island,Ceiling Fan(s),Blinds/Shades,Gas Log
  • Flooring: LVT/LVP,Carpet,Hardwood
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Fireplace(s),Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,922
  • Total interior livable area: 2,922 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Office

  • Level: First

Property

Details

  • Parcel number: 631501189440000
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Open,Covered,Deck,Front Porch
  • Fencing: Back Yard,Wood
  • Has view: Yes
  • View description: None
  • Waterfront features: Boat Lift,Boat Ramp,Sound Side,Water Access Comm
  • Frontage type: See Remarks
  • Living area range: 2800 - 2999

Lot

  • Lot size: 0.46 Acres
  • Features: Interior Lot,Boat Slip,Boat Lift,Boat Ramp,Sound Side,Water Access Comm,Rectangular Lot
  • Lot size dimensions: appro x : 100 x 201 x 100 x 202

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Concrete,On Site,Paved,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Coastal Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Carteret County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,939$47,268
Home Insurance *$191$2,292
Property Taxes $189$2,268
Electricity $272$3,265
Total$4,591$55,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,405/yr
40% on housing$137,730/yr
45% on housing$122,426/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 28570$249
Carteret County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28570$207
Carteret County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-29Listed for sale$779,000
2021-09-07Sold$395,000
2021-06-30Pending sale$399,900
2021-06-15Listed for sale$399,900
2011-11-18Sold$318,000
2011-06-25Price change$365,900
2011-04-22Price change$345,900
2011-03-12Listed for sale$365,900

For Sale by Agent

AgentJennifer Davis
BrokerageBig Rock Real Estate & Property Management

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