404 Penny Lane #D, Morehead City, NC, 28557
About This Home
This spacious 3-bedroom, 2-bath first-floor end-unit condo offers comfort and convenience in an ideal setting, now featuring a freshly painted interior for a bright, move-in-ready feel. The open living area showcases durable LVP flooring and a cozy gas fireplace, creating a warm and inviting space to relax or entertain. The kitchen is beautifully appointed with quartz countertops, providing both style and functionality. Enjoy your morning coffee or unwind in the evening on the screened porch, perfect for taking in the fresh air year-round. Ideally located just minutes from beaches, shopping, schools, and a variety of dining options, this home combines low-maintenance living with easy access to everything you need. (Professional photos are being taken after the painting is complete.)
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Brick Veneer,Vinyl Siding,Wood Frame
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Built-In Microwave,Washer,Refrigerator,Range,Dryer,Dishwasher
- Laundry features: Dryer Hookup,Washer Hookup,Laundry Room
Basement
- Basement: None
Bedroom1
- Level: First
Bedroom2
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Solid Surface,Ceiling Fan(s),Pantry,Blinds/Shades
- Flooring: LVT/LVP
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,600
- Total interior livable area: 1,600 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 63761434902700d
- Zoning: RMF
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Covered,Patio,Screened
- Fencing: None
- Has view: Yes
- View description: Pond
- Has water view: Yes
- Water view: Pond
- Frontage type: See Remarks
- Living area range: 1600 - 1799
Parking
- Parking features: Parking Lot,On Site,Paved
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Winter Weather
- Coastal Flooding
- Ice Storm
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Carteret County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,410 | $16,920 |
| Home Insurance * | $65 | $780 |
| Property Taxes | $266 | $3,192 |
| Electricity | $200 | $2,405 |
| Total | $1,941 | $23,292 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $279,000 |
| 2023-11-01 | Listing removed | -- |
| 2023-05-24 | Listed for rent | $2,200 |
| 2013-08-01 | Sold | $85,500 |
For Sale by Agent
View on Zillow