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301 E Commerce Way Road #357, Atlantic Beach, NC, 28512

2beds
2baths
840sqft
$330,000
$393price/sqft
$2,023/moest. monthly cost
$80,920/yrincome needed

About This Home

All play and no work with this clean, relaxing and delightfully furnished 2 bedroom 2 bath top floor condo in this family friendly community on the beach. Enjoy ocean and sound views from the covered open porch off the main living area...spectacular sunsets too! Handsome LVP flooring throughout for minimum maintenance. Swim at the on-site pool or take a dip in the Atlantic. Choices are endless with this perfect ocean side retreat! Comfortable enjoyment offered here for your year-round vacation and the location is convenient to all the local shops, restaurants, churches, the NC Aquarium, Fort Macon State Park and simply convenient to everything the coast has to offer.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
3/10
West Carteret High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Other,Pilings
  • Roof: Architectural Shingle
  • Construction materials: Wood Siding,Fiber Cement,Wood Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Refrigerator,Dishwasher,Electric Range

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Furnished,Eat-in Kitchen
  • Flooring: LVT/LVP
  • Attic: None

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 840
  • Total interior livable area: 840 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 638516828529357
  • Zoning: MHI
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: In Ground
  • Patio & porch: Open,Covered
  • Fencing: None
  • Has view: Yes
  • View description: ICW,Ocean
  • Has water view: Yes
  • Water view: Ocean
  • Waterfront features: Water Access Comm,Ocean Front
  • Frontage type: Oceanfront
  • Living area range: 800 - 999

Lot

  • Features: Ocean Side,Water Access Comm

Parking

  • Parking features: Asphalt,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Lightning
Tsunami

FEMA Declared Disasters in Carteret County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$36$432
Property Taxes $119$1,428
Electricity $200$2,405
Total$2,023$24,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,360/yr
40% on housing$60,690/yr
45% on housing$53,946/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$393This listing

vs Other Active Listings

Avg $/sqft

ZIP 28512$331
Carteret County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 28512$522
Carteret County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-22Listed for sale$337,000
2000-09-01Sold$100,000

For Sale by Agent

AgentCarolyn W Cannon
BrokerageCannon & Gruber, Realtors

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