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141 Pender Lane, Newport, NC, 28570

3beds
2baths
1,499sqft
$490,000
$327price/sqft
$2,914/moest. monthly cost
$116,560/yrincome needed

About This Home

Looking for an INVESTOR OPPORTUNITY? How about THREE of them! That's right, this one-of-a-kind retreat is tucked away in a private setting down a short gravel road and offers THREE separate dwellings on approximately 0.59 acres, currently generating excellent rental income with future bookings already in place! The main residence is a beautifully updated doublewide manufactured home featuring an open floor plan, LVP flooring, recessed lighting, shiplap accent walls, updated fixtures and interior doors, and a spacious kitchen complete with an island, bar seating, and additional cabinetry. Both full baths offer double vanities and generous space, while the bedrooms feature ample closet storage. Offered fully furnished, with TVs in every bedroom, this home is move-in or rental ready. Enjoy natural light throughout, a spacious laundry room with backyard access, a partially fenced yard, and a large front deck complete with a grill and hot tub (both convey). Connected by a breezeway is a two-story building offering even more flexibility. The downstairs studio-style apartment includes sleeping quarters, kitchen, full bath with stand-up shower, LVP flooring, mini-split system, and furnishings that convey. A large workshop space is also located downstairs. Upstairs, you'll find a 2-bedroom apartment featuring an open floor plan, recessed lighting, full bath with stand-up shower, LVP flooring, and a spacious front deck with sound views and grill that conveys. Laundry access for the apartments is conveniently located downstairs. Currently producing approximately $6,000/month in rental income, this unique and versatile property offers incredible potential for investors, multi-generational living, or buyers seeking a private vacation retreat. An ideal setup for an owner-occupant, the property also provides the flexibility to live in one residence while utilizing the additional living spaces for short-term or long-term rental income. Property is serviced by two septic systems (3-bedroom system for the manufactured home and 2-bedroom system for the additional living spaces). Estimated Sq. Ft. of upstairs apartment: 830 sq. ft. Estimated Sq. Ft. of downstairs studio: 385 sq. ft. For information about our preferred lender and the incentives you may qualify for, please ask your agent to review the agent comments for additional details.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

10/10
7/10
9/10
Croatan High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Washer,Refrigerator,Range,Dryer,Dishwasher
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen Island,Ceiling Fan(s),Furnished,Hot Tub,Pantry,Blinds/Shades
  • Flooring: LVT/LVP,Carpet

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,499
  • Total interior livable area: 1,499 sqft

Property

Details

  • Parcel number: 632603309625000
  • Zoning: R15M
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Deck,Front Porch
  • Fencing: Privacy,Partial,Vinyl,Wood
  • Has view: Yes
  • View description: Sound
  • Has water view: Yes
  • Water view: Sound
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 1400 - 1599

Lot

  • Lot size: 0.60 Acres
  • Lot size dimensions: 290 x 122 x 222 x 100

Parking

  • Parking features: Workshop in Garage,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Carteret County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$120$1,440
Property Taxes $117$1,404
Electricity $200$2,405
Total$2,914$34,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,908/yr
40% on housing$87,420/yr
45% on housing$77,706/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$327This listing

vs Other Active Listings

Avg $/sqft

ZIP 28570$251
Carteret County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28570$207
Carteret County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$475,000
2026-08-01Price change$490,000
2026-07-11Price change$510,000
2026-05-29Listed for sale$565,000
2026-05-19Listing removed$578,999
2026-05-16Listed for sale$578,999
2018-12-28Sold$170,000

For Sale by Agent

AgentBailey Basnight Real Estate
BrokerageColdwell Banker Sea Coast AB

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