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18 Union Transfer, Monroe, NY, 10950

2beds
2baths
1,573sqft
$729,000
$463price/sqft
$5,403/moest. monthly cost
$216,120/yrincome needed

About This Home

Welcome to your golden age in a wonderful, brand-new home set in a gated community, surrounded by breathtaking scenic mountain views! Step inside to this ranch style home with boasting hardwood floor, and high-end finishes. 2 Bedrooms, a study room, big kitchen and dining room to host guests. It also features a full Landry room with cabinets, and rough plumbing for the basement and 2 entry doors. Complete with many upgrades such as full second kitchen, granite countertops and vanities, huge walk-in closet, and an expansive deck. Nestled on a 0.40 of an acre of manicured landscaping that is well-kept and serviced throughout all 4 seasons, your life at 18 Union Transfer will be one of pure joy. Conveniently located just off the 17, and part of a larger development fill, it's the perfect spot to live and to enjoy life. Schedule your showing today! You won't regret!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

4/10
Central Valley SchoolGrades 2-50.7 mi
4/10
7/10

Construction

Condition

  • Year built: 2026

Materials

  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath,Crown Molding,Entrance Foyer,Granite Counters,Kitchen Island,Pantry
  • Flooring: Hardwood,Tile
  • Attic: None

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Central Air,Ductwork

Interior Area

  • Total structure area: 3,548
  • Total interior livable area: 1,573 sqft

Property

Details

  • Parcel number: 3358092550000006016.0000000
  • Special condition: None

Features

  • Levels: One
  • Patio & porch: Covered,Deck

Lot

  • Lot size: 0.40 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,686$44,232
Home Insurance *$231$2,772
Property Taxes $1,227$14,724
Electricity $259$3,119
Total$5,403$64,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,245/yr
40% on housing$162,090/yr
45% on housing$144,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$463This listing

vs Other Active Listings

Avg $/sqft

ZIP 10950$307
Orange County$274

vs Homes Sold Last Month

Median $/sqft

ZIP 10950$294
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-06Listed for sale$799,000

For Sale by Agent

AgentDovid Hoffman
BrokerageMK Realty Inc

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